Middlesex County and Reading Town property record for 20 Washington St, Reading, MA 01867
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 5 ba · 2,725 sqft · built 1920 |
| Lot Size | 0.194 acres (8,451 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $649,900 (Jul 2019) |
| Tax Bill | $10,759 (2026) |
| Deeds & Mortgages | Oct 2023 Transfer Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:016.0-0000-0216.0 |
| Primary APN | READ M:016.0-0000-0216.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 6 Half Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,725 sqft Living Area |
| Gross Area | 5,285 sqft |
| Basement Area | 1,211 sqft |
| Unfinished Basement | 1,211 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,451 sqft (0.194 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 510000000620 |
|---|---|
| Street Address | 20 WASHINGTON ST |
| City | READING |
| State | MA |
| Zip | 01867-2507 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 334200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Bancroft, Wendell, House listed 1984 · 1 contributing resources · NRIS 84002477 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
20 Washington St, a duplex, is owner-occupied and held in a trust since October 2023.
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 20 WASHINGTON ST, READING, MA 01867-2507 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 13, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jul 30, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2019 · Amount on File |
| Deed Sale | Jul 30, 2019 · Amount on File |
| Prior Sale | Jun 30, 2015 · Amount on File |
| Deed Book / Page | 73020 / 433 |
| Last Transfer Date | Oct 6, 2023 |
| Transfer Doc | 082092-410 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Oct 13, 2023 |
| Property Address | 20 WASHINGTON ST, READING, MA 01867-2507 |
| Document Number | 082092-410 |
| Book / Page | 82092 / 410 |
| Instrument Date | Oct 6, 2023 |
| Instrument | 115998 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 WASHINGTON ST, READING, MA 01867-2507 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jul 30, 2019 |
| Property Address | 20 WASHINGTON ST, READING, MA 01867-2507 |
| Document Number | 73020-433 |
| Book / Page | 073020 / 000433 |
| Instrument Date | Jul 22, 2019 |
| Instrument | 110790 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,963.54 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 WASHINGTON ST READING MA 018672507, READING, MA 01867-2507 |
| Document Number | 73020-436 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 073020/000436 |
| Instrument | 110791 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 29, 2049 |
The 2026 property tax bill for 20 Washington St was $10,759, up 4% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,759.00 (+3.96%) | $981,700 (+8.05%) Land $478,000 Building $503,700 | $864,645 |
| 2025 | $10,349.00 (-1.14%) | $908,600 (+1.72%) Land $442,400 Building $466,200 | |
| 2024 | $10,468.00 (-1.19%) | $893,200 (+6.14%) Land $434,900 Building $458,300 | |
| 2023 | $10,594.00 | $841,500 Land $409,700 Building $431,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Washington St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20 Washington St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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