Suffolk County and Huntington Town property record for 34 Walters Ave, Cold Spring Harbor, NY 11724
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $805,000 (Jan 2017) |
| Tax Bill | $14,712 (2024) |
| Deeds & Mortgages | Aug 2021 Line of Credit Aug 2020 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0400-066.00-01.00-006.000 |
| Primary APN | 0400-066.00-01.00-006.000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 15,682 sqft (0.36 acres) |
|---|
| Street Address | 34 WALTERS AVE |
|---|---|
| City | COLD SPRING HARBOR |
| State | NY |
| Zip | 11724-1814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | BLK LOT |
| Legal Subdivision | DESCRIBED |
| Legal Block | 100 |
| Legal Lot Number | 6 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | HUNTINGTON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 110104 |
Source: Suffolk County and Huntington Town records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 34 WALTERS AVE, COLD SPRING HARBOR, NY 11724-1814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2021 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Aug 19, 2020 | Deed of Trust, Mortgage · Construction Mortgage M & T BANK |
| Mar 13, 2019 | Deed of Trust, Mortgage · Balloon Mortgage MANUFACTURERS & TRADERS TRUST CO |
| Jun 29, 2020 | Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI M&T BK |
| Jan 27, 2017 | Grant Deed, Transfer · Conventional Mortgage M&T BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2017 · Amount on File |
| Deed Sale | Jan 27, 2017 · Amount on File |
| Prior Sale | Mar 1, 1996 |
| Deed Book / Page | 12898 / 239 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 34 WALTERS AVE, COLD SPRING HARBOR, NY 11724-1814 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0233070905 |
|---|---|
| Date | Aug 3, 2021 |
| Book Page | 23307/905 |
| Instrument | DM027260 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 34 WALTERS AVE, COLD SPRING HARBOR, NY 11724-1814 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231640412 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 23164/412 |
| Instrument | DL021129 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 34 WALTERS AVE, COLD SPRING HARBOR, NY 11724-1814 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230110051 |
|---|---|
| Date | Mar 13, 2019 |
| Book Page | 23011/51 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 34 WALTERS AVE, COLD SPRING HARBOR, NY 11724-1814 |
| Document Number | 0231640413 |
| Instrument Date | Jun 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 34 WALTERS AVE COLD SPRING HARBOR NY 117241814, COLD SPRING HARBOR, NY 11724-1814 |
| Document Number | 0231640413 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 023164/000413 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 18, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jan 27, 2017 |
| Property Address | 34 WALTERS AVE, COLD SPRING HARBOR, NY 11724-1814 |
| Document Number | 0128980239 |
| Book / Page | 012898 / 000239 |
| Instrument Date | Dec 29, 2016 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2017 |
| Title Company | EQUATOR LAND SERVICES INC, EQUATOR LAND SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,220.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 57 SYCAMORE LN LEVITTOWN NY 117563037, LEVITTOWN, NY 11756-3037 |
| Document Number | 227830531 |
|---|---|
| Date | Jan 27, 2017 |
| Book Page | 022783/000531 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 26, 2047 |
Source: Suffolk County and Huntington Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Huntington Town |
| Unified School District | Cold Spring Harbor Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,775 (-) Land $450 Building $3,325 | $838,889 (+10,789.01%) Land $100,000 Building $738,889 | |
| 2024 | $14,712.00 | $7,704 (+12.25%) Land $918 Building $6,786 | |
| 2023 | $3,775 Land $450 Building $3,325 | $6,863 Land $818 Building $6,045 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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