Suffolk County and Huntington Town property record for 27 Walters Ave, Cold Spring Harbor, NY 11724
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $875,000 (Feb 2023) |
| Tax Bill | $9,896 (2024) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Feb 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0400-066.00-01.00-071.000 |
| Primary APN | 0400-066.00-01.00-071.000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,890 sqft (0.25 acres) |
|---|
| Street Address | 27 WALTERS AVE |
|---|---|
| City | COLD SPRING HARBOR |
| State | NY |
| Zip | 11724-1813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | BLK LOT 10 |
| Legal Subdivision | JOHN WALTERS |
| Legal Block | 100 |
| Legal Lot Number | 71 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | HUNTINGTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 110104 |
Source: Suffolk County and Huntington Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 27 WALTERS AVE, COLD SPRING HARBOR, NY 11724-1813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2023 | Deed, Transfer · Stand-Alone First Mortgage DIME COMMUNITY BANK |
| Feb 7, 2017 | Deed of Trust, Mortgage · FHA Mortgage UNITED MTG |
| Feb 7, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2023 · Amount on Record |
| Deed Sale | Feb 23, 2023 · Amount on Record |
| Deed Book / Page | 13190 / 726 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Feb 23, 2023 |
| Property Address | 27 WALTERS AVE, COLD SPRING HARBOR, NY 11724-1813 |
| Document Number | 0131900726 |
| Book / Page | 13190 / 726 |
| Instrument Date | Jan 9, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2024 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30 TURTLE COVE LN, HUNTINGTON, NY 11743-3864 |
| Document Number | 0023485842 |
|---|---|
| Date | Feb 23, 2023 |
| Instrument | 23485/842 |
| Name | DIME COMMUNITY BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.7% |
| Type Change Date | Feb 1, 2030 |
| Max Rate At Change | 2.5% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 27 WALTERS AVE, COLD SPRING HARBOR, NY 11724-1813 |
| Document Number | 0228090276 |
| Instrument Date | Feb 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2017 |
| Title Company | EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 27 WALTERS AVE COLD SPRING HARBOR NY 117241813, COLD SPRING HARBOR, NY 11724-1813 |
| Document Number | 0228090276 |
|---|---|
| Date | Apr 18, 2017 |
| Book Page | 022809/000276 |
| Name | UNITED MTG |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 924 Months |
| Due | Apr 17, 2094 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.33% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 27 WALTERS AVE, COLD SPRING HARBOR, NY 11724-1813 |
| Document Number | 0228090277 |
| Instrument Date | Feb 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 27 WALTERS AVE COLD SPRING HARBOR NY 117241813, COLD SPRING HARBOR, NY 11724-1813 |
| Document Number | 0228090277 |
|---|---|
| Date | Apr 18, 2017 |
| Book Page | 022809/000277 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 924 Months |
| Due | Apr 17, 2094 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.33% |
Source: Suffolk County and Huntington Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Huntington Town |
| Unified School District | Cold Spring Harbor Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,500 (-) Land $300 Building $2,200 | $555,556 (+10,788.98%) Land $66,667 Building $488,889 | |
| 2024 | $9,896.00 (+40.37%) | $5,102 (+12.26%) Land $612 Building $4,490 | |
| 2023 | $2,500 (-) Land $300 Building $2,200 | $4,545 (+16.33%) Land $545 Building $4,000 | |
| 2022 | $7,050.00 Homeowner's exemption Senior Citizen's exemption | $2,500 Land $300 Building $2,200 | $3,907 Land $469 Building $3,438 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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