Worcester County and Spencer Town property record for 34 Temple St, Spencer, MA 01562
| Property Type | Triplex |
|---|---|
| Details | 8 bd · 3 ba · 1,984 sqft · built 1870 |
| Lot Size | 0.461 acres (20,081 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,000 (Jun 2017) |
| Tax Bill | $35 (2025) |
| Deeds & Mortgages | Oct 2023 Refinance Sep 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00U02 B:00080 L:00000 |
| Primary APN | SPEN M:00U02 B:00080 L:00000 |
|---|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 15 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 1,984 sqft Living Area |
| Gross Area | 3,900 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,081 sqft (0.461 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 34 TEMPLE ST |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-2650 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Block | 80 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 726200 |
34 Temple St, a triplex, is owned by an individual who bought it in June 2017.
Source: Worcester County and Spencer Town records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 61, WARREN, MA 01083-0061 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance MOVEMENT MORTGAGE |
| Sep 9, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 30, 2017 | Quit Claim Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2017 · Amount on File |
| Deed Sale | Jun 30, 2017 · Amount on File |
| Prior Sale | Aug 12, 2003 · Amount on File |
| Deed Book / Page | 57348 / 322 |
| Transfer Doc | 057348-322 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 34 TEMPLE ST, SPENCER, MA 01562-2650 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 069809-167 |
|---|---|
| Date | Oct 27, 2023 |
| Book Page | 69809/167 |
| Instrument | 89683 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 34 TEMPLE ST, SPENCER, MA 01562-2650 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 61019-147 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 61019/147 |
| Instrument | 92111 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Jun 30, 2017 |
| Property Address | 34 TEMPLE ST, SPENCER, MA 01562-2650 |
| Document Number | 57348-322 |
| Book / Page | 57348 / 322 |
| Instrument | 68855 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21.92 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34 TEMPLE ST, SPENCER, MA 01562-2650 |
| Document Number | 573480325 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 57348/0325 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 30, 2047 |
The 2025 property tax bill for 34 Temple St was $35, down 98.9% from the year before.
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $35.00 (-98.91%) | $303,100 (+8.21%) Land $42,000 Building $261,100 |
| 2024 | $3,204.00 (+4.5%) | $280,100 (+10.19%) Land $42,000 Building $238,100 |
| 2023 | $3,066.00 | $254,200 Land $42,000 Building $212,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 34 Temple St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 34 Temple St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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