24 Temple St, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 24 Temple St, Spencer, MA 01562

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 4 ba · 2,670 sqft · built 1887
Lot Size	0.252 acres (10,990 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Jan 2017)
Tax Bill	$33 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00U08 B:00075 L:00000`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00U08 B:00075 L:00000`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Units	4 Units
Stories	2 Stories
Building Area	2,670 sqft Living Area
Gross Area	5,351 sqft

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Architectural Style	High Rise
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,990 sqft (0.252 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	24 TEMPLE ST
City	SPENCER
State	MA
Zip	01562-2591
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Block	75
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3011
Census Tract	726200

Owner

24 Temple St, a residential property, is owned by an individual who bought it in January 2017.

Source: Worcester County and Spencer Town records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3 HEMLOCK RD, CHARLTON, MA 01507-1268
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2017 · Amount on File
Deed Sale	Jan 31, 2017 · Amount on File
Deed Book / Page	56688 / 121
Record Updated	Oct 29, 2026

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Jan 31, 2017
Property Address	24 TEMPLE ST, SPENCER, MA 01562-2591
Document Number	56688-121
Book / Page	56688 / 121
Instrument	11556
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.26
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	566880123
Date	Jan 31, 2017
Instrument	56688/0123

Lender

Name	MILLBURY SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 24 Temple St was $33, down 98.9% from the year before.

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$33.00 (-98.92%)	$285,600 (+6.61%) Land $37,300 Building $248,300
2024	$3,065.00 (+5.36%)	$267,900 (+11.07%) Land $37,300 Building $230,600
2023	$2,909.00	$241,200 Land $37,300 Building $203,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 24 Temple St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Temple St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20