Kennebec County and Waterville City property record for 28 Summer St, Waterville, ME 04901 · Last verified June 2026
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 5 bd · 4 ba · 3,230 sqft · built 1900 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Company Name on File |
| Last Sale | $140,600 (Aug 2021) |
| Tax Bill | $3,621 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WAVL M:039 B:208 |
| Primary APN | WAVL M:039 B:208 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 18 Rooms |
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 3,230 sqft Living Area |
| Gross Area | 6,296 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 5067 |
|---|---|
| Street Address | 28 SUMMER ST |
| City | WATERVILLE |
| State | ME |
| Zip | 04901-6449 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Block | 208 |
| Jurisdiction | WATERVILLE ME |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 24102 |
Source: Kennebec County and Waterville City records · APN WAVL M:039 B:208
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2866 RIVERSIDE DR, VASSALBORO, ME 04989-3220 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage LOAN STORE |
| Feb 05, 2018 | Deed of Trust, Mortgage CAMDEN NATIONAL BANK |
| Mar 08, 2010 | Deed of Trust, Mortgage · Commercial Mortgage SKOWHEGAN SB |
| Aug 20, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage CAMDEN NATIONAL BANK |
| Sep 30, 2008 | Intrafamily Transfer, Transfer · Commercial Mortgage BANK OF AMERICA NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 20, 2021 · Amount on Record |
| Deed Sale | Aug 20, 2021 · Amount on Record |
| Deed Document Number | 20212021024154 |
| Deed Book / Page | 14140 / 168 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Jul 14, 2026 |
| Property Address | 28 SUMMER ST, WATERVILLE, ME 04901-6449 |
| Document Number | 0000015216 |
| Book / Page | 15790 / 269 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202615216 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 143 UNITY RD, BENTON, ME 04901-3806 |
| Date | Jul 14, 2026 |
|---|
| Name | LOAN STORE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 28 SUMMER ST, WATERVILLE, ME 04901-6449 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2018002280 |
|---|---|
| Date | Feb 05, 2018 |
| Book Page | 12835/0175 |
| Instrument | 2018002280 |
| Name | CAMDEN NATIONAL BANK |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 28 SUMMER ST, WATERVILLE, ME 04901-6449 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000004912 |
|---|---|
| Date | Mar 08, 2010 |
| Book Page | 10355/0221 |
| Instrument | 000000004912 |
| Name | SKOWHEGAN SB |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Aug 20, 2021 |
| Property Address | 28 SUMMER ST, WATERVILLE, ME 04901-6449 |
| Document Number | 2021024154 |
| Book / Page | 14140 / 168 |
| Instrument Date | Aug 11, 2021 |
| Instrument | 2021024154 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2866 RIVERSIDE DR, VASSALBORO, ME 04989-3220 |
| Document Number | 0000024155 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 24155 |
| Name | CAMDEN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Sep 30, 2008 |
| Property Address | 28 SUMMER ST, WATERVILLE, ME 04901-6449 |
| Document Number | 0000026294 |
| Book / Page | 09868 / 0131 |
| Instrument | 000000026294 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000026295 |
|---|---|
| Date | Sep 30, 2008 |
| Book Page | 09868/0134 |
| Instrument | 000000026295 |
| Name | BANK OF AMERICA NA |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 133 Months |
| Due | Sep 30, 2019 |
Source: Kennebec County and Waterville City records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Waterville City |
| Unified School District | Waterville (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,621.00 (-11.62%) | $213,000 (+3.45%) Land $13,500 Building $199,500 |
| 2023 | $4,097.00 (+51.52%) | $205,900 (+96.85%) Land $10,400 Building $195,500 |
| 2022 | $2,704.00 | $104,600 Land $7,800 Building $96,800 |
Source: FEMA National Flood Hazard Layer, Kennebec County (23011C), updated February 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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