34 Spring St NW, Concord, NC 28025 Property Records

Cabarrus County property record for 34 Spring St NW, Concord, NC 28025

Property Summary

Property Type	Historical Building
Details	4 bd · 3.5 ba · 7,086 sqft · built 1925
Lot Size	0.588 acres (25,613 sqft)
Owner	2 Individual Names on File
Last Sale	$980,000 (Feb 2025)
Tax Bill	$5,537 (2023)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jul 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5620 88 2152`

Property Details

APN / Parcel Number

Primary APN	`5620 88 2152`
Alternative APNs	`12026 0173.000000` `117035` `145397` `164763` `176509`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	7,086 sqft Total Area
1st Floor Area	1,930 sqft
Upper Floors Area	2,223 sqft
Basement Area	1,000 sqft
Unfinished Basement	1,000 sqft
Flooring	Softwood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	25,613 sqft (0.588 acres)
Lot Dimensions	243 ft deep x 117 ft wide
Garage Type	Mixed
Garage Area	624 sqft
Driveway	Concrete Driveway
Driveway Area	1,400 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	1,550 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	176509
Street Address	34 SPRING ST NW
City	CONCORD
State	NC
Zip	28025-4708
Property Category	Residential
Property Type	Residential > Specialized > Historical Building
Local Zoning Code	RM-2
Legal Description	EAST SIDE SPRING ST
Legal Subdivision	NORTH HISTORIC CONCORD
Jurisdiction	CABARRUS NC
Township / Civil Division	12, CONCORD
Census Block Group	3
Census Block	3007
Census Tract	41902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the North Union Street Historic District listed 1986 · 150 contributing resources · NRIS 86000789

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

34 Spring St NW, a historical building, is owned by two individuals who bought it in February 2025.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	34 SPRING ST NW, CONCORD, NC 28025-4708
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Jul 12, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Apr 1, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 10, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2025 · Amount on File
Deed Sale	Feb 27, 2025 · Amount on File
Prior Sale	Aug 15, 2023 · Amount on File
Deed Document Number	20254002
Deed Book / Page	17319 / 310
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 15, 2023
Property Address	34 SPRING ST NW, CONCORD, NC 28025-4708
Document Number	0016608321
Book / Page	16608 / 321
Map Reference	MB 15055 PG 98
Instrument Date	Aug 14, 2023
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 HENDERSON ST, BADIN, NC 28009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 SPRING ST NW, CONCORD, NC 28025-4708

Mortgage

Document Number	0166080324
Date	Aug 15, 2023
Instrument	16608-0324

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	34 SPRING ST NW, CONCORD, NC 28025-4708
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016565256
Date	Jul 12, 2023
Book Page	16565/256

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 1, 2021
Property Address	34 SPRING ST NW, CONCORD, NC 28025-4708
Document Number	0001505598
Book / Page	15055 / 98
Map Reference	MB 740 PG 170
Instrument Date	Apr 1, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,317.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1915 PARK RD, 1915, CHARLOTTE, NC 28203-5701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 SPRING ST NW, CONCORD, NC 28025-4708

Mortgage

Document Number	0015055101
Date	Apr 1, 2021
Instrument	15055/101

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 10, 2017
Property Address	34 SPRING ST NW, CONCORD, NC 28025-4708
Document Number	12573193
Book / Page	012573 / 000193
Instrument Date	Jul 10, 2017
Instrument	17406
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$866.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 SPRING ST NW CONCORD NC 280254708, CONCORD, NC 28025-4708

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$907,190 (+2.21%) Land $173,750 Building $733,440
2025		$887,600 Land $173,750 Building $713,850
2024			$907,190 (+98.61%) Land $173,750 Building $733,440
2023	$5,537.00 Additional exemption filed	$456,780 Land $105,300 Building $351,480	$456,780 Land $105,300 Building $351,480

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 34 Spring St NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Spring St NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber, T-Mobile.

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