13 Spring St NW, Concord, NC 28025 Property Records

Cabarrus County property record for 13 Spring St NW, Concord, NC 28025

Property Summary

Property Type	Commercial
Lot Size	0.214 acres (9,322 sqft)
Owner	Individual Name on Record
Last Sale	$246,000 (Oct 2020)
Tax Bill	$1,487 (2023)
Deeds & Mortgages	Oct 2020 Sale Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5620 87 2759`

Property Details

APN / Parcel Number

Primary APN	`5620 87 2759`
Alternative APNs	`12026 0178.000000` `141434`

Exterior

Lot Area	9,322 sqft (0.214 acres)
Lot Dimensions	144 ft deep x 65 ft wide

Location & Zoning

Account Number	141434
Street Address	13 SPRING ST NW
City	CONCORD
State	NC
Zip	28025-4707
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CC
Legal Description	WEST SIDE SPRING ST
Legal Subdivision	DOWNTOWN CONCORD
Jurisdiction	CABARRUS NC
Township / Civil Division	12, CONCORD
Census Block Group	3
Census Block	3006
Census Tract	41902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the North Union Street Historic District listed 1986 · 150 contributing resources · NRIS 86000789

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17 SPRING ST NW, CONCORD, NC 28025-4707
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 29, 2017	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Deed Book / Page	14628 / 161
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 30, 2020
Property Address	13 SPRING ST NW, CONCORD, NC 28025-4707
Document Number	1462861
Book / Page	014628 / 000061
Instrument Date	Oct 14, 2020
Instrument	38180
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$492.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 SPRING ST CONCORD NC 28025, CONCORD, NC 28025

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 29, 2017
Property Address	13 SPRING ST NW, CONCORD, NC 28025-4707
Document Number	1241740
Book / Page	012417 / 000040
Instrument Date	Mar 23, 2017
Instrument	7549
Transaction Type	Transfer
Record Updated	Apr 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17 SPRING ST SW CONCORD NC 28025, CONCORD, NC 28025

Mortgage

Document Number	1241745
Date	Mar 29, 2017
Book Page	012417/000045
Instrument	7550

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,850 (+22.73%) Land $125,850
2024			$125,850 (+22.73%) Land $125,850
2023	$1,487.00	$102,540 Land $102,540	$102,540 Land $102,540

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber, T-Mobile.

Nearby Properties on Spring St NW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures