Middlesex County and Melrose City property record for 34 Simonds Rd, Melrose, MA 02176
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,846 sqft · built 1960 |
| Lot Size | 0.298 acres (12,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $685,000 (Sep 2020) |
| Tax Bill | $8,959 (2026) |
| Deeds & Mortgages | Nov 2022 Line of Credit Aug 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | MELR M:0G8 P:0000046 |
| Primary APN | MELR M:0G8 P:0000046 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,846 sqft Living Area |
| Gross Area | 2,423 sqft |
| Basement Area | 1,104 sqft |
| Unfinished Basement | 442 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,998 sqft (0.298 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 34 SIMONDS RD |
|---|---|
| City | MELROSE |
| State | MA |
| Zip | 02176-4215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Subdivision | MELROSE |
| Jurisdiction | MELROSE MA |
| Township / Civil Division | MELROSE |
| Census Block Group | 6 |
| Census Block | 6005 |
| Census Tract | 336300 |
34 Simonds Rd is owned and occupied by two individuals who bought it in September 2020.
Source: Middlesex County and Melrose City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 34 SIMONDS RD, MELROSE, MA 02176-4215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2022 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Aug 13, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2020 · Amount on File |
| Deed Sale | Sep 2, 2020 · Amount on File |
| Prior Sale | Sep 2, 2020 · Amount on File |
| Deed Document Number | 2020151919 |
| Deed Book / Page | 75513 / 284 |
| Prior Transfer Date | Aug 31, 2020 |
| Prior Transfer Doc | 075513-261 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 34 SIMONDS RD, MELROSE, MA 02176-4215 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 080957-162 |
|---|---|
| Date | Nov 17, 2022 |
| Book Page | 80957/162 |
| Instrument | 169634 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 34 SIMONDS RD, MELROSE, MA 02176-4215 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 073102-470 |
|---|---|
| Date | Aug 13, 2019 |
| Book Page | 73102/470 |
| Instrument | 119708 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2026 property tax bill for 34 Simonds Rd was $8,959, up 12,518.3% from the year before.
Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Melrose City |
| Unified School District | Melrose School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,959.00 (+12,518.31%) | $781,100 (+7.41%) Land $514,500 Building $266,600 | $809,738 (-2.63%) |
| 2025 | $71.00 (-98.96%) | $727,200 (+5.45%) Land $485,100 Building $242,100 | $831,630 |
| 2024 | $6,848.00 (-0.52%) | $689,600 (+4.37%) Land $455,700 Building $233,900 | |
| 2023 | $6,884.00 | $660,700 Land $441,000 Building $219,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 34 Simonds Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (1978–2006) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 34 Simonds Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Netafy Fixed Wireless | 476 / 106 |
| T-Mobile Fixed Wireless | 100 / 20 |
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