19 Simonds Rd, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 19 Simonds Rd, Melrose, MA 02176

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,904 sqft · built 2004
Lot Size0.134 acres (5,828 sqft)
Owner2 Individual Names on File
Last Sale$925,000 (Oct 2023)
Tax Bill$9,674 (2026)
Deeds & MortgagesOct 2023 Sale & Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNMELR M:0G8 P:0000052

Property Details

APN / Parcel Number

Primary APNMELR M:0G8 P:0000052

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,904 sqft Living Area
Gross Area3,108 sqft
Basement Area952 sqft
Unfinished Basement952 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,828 sqft (0.134 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address19 SIMONDS RD
CityMELROSE
StateMA
Zip02176-4210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRB
JurisdictionMELROSE MA
Township / Civil DivisionMELROSE
Census Block Group6
Census Block6002
Census Tract336300

Owner

19 Simonds Rd is owned and occupied by two individuals who bought it in October 2023.

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address19 SIMONDS RD, MELROSE, MA 02176-4210
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
GUARANTEED RATE INC
Jun 1, 2017Deed of Trust, Mortgage · Conventional Mortgage
MEMBERS PLUS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2023 · Amount on File
Deed SaleOct 2, 2023 · Amount on File
Prior SaleFeb 8, 1999 · Amount on File
Deed Document Number2023111060
Deed Book / Page82055 / 583
Record UpdatedOct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMELROSE MA
Recording DateOct 2, 2023
Property Address19 SIMONDS RD, MELROSE, MA 02176-4210
Document Number082055-583
Book / Page82055 / 583
Instrument DateOct 2, 2023
Instrument111060
Transaction TypeTransfer
Record UpdatedOct 20, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address19 SIMONDS RD, MELROSE, MA 02176-4210

Mortgage

Document Number0000111061
DateOct 2, 2023
Instrument111061
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate6.88%
Type Change DateNov 1, 2030
Max Rate At Change3%
IndexOther
Margin3

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMELROSE MA
Property Address19 SIMONDS RD, MELROSE, MA 02176-4210
Document Number69420-268
Book / Page069420 / 000268
Instrument DateJun 1, 2017
Transaction TypeMortgage
Record UpdatedJul 4, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number69420-268
DateJun 13, 2017
Book Page069420/000268
Instrument88184
Lender
NameMEMBERS PLUS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 12, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 19 Simonds Rd was $9,674, up 12,145.6% from the year before.

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityMelrose City
Unified School DistrictMelrose School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,674.00 (+12,145.57%)$843,400 (+4.63%) Land $476,800 Building $366,600$917,619 (+7.03%)
2025$79.00 (-98.98%)$806,100 (+3.51%) Land $449,600 Building $356,500$857,375
2024$7,733.00 (+1.07%)$778,800 (+6.06%) Land $422,300 Building $356,500
2023$7,651.00$734,300 Land $408,700 Building $325,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Simonds Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims2 (1978–2006)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 19 Simonds Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMELROSE WATER DIVISION (MWRA)
serves 29,938 people · EPA ID MA3178000
Water SourcePurchased surface water from MWRA
Last State InspectionOct 2025
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Netafy
Fixed Wireless
476 / 106
T-Mobile
Fixed Wireless
100 / 20

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