34 Ridgewood Rd, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 34 Ridgewood Rd, Worcester, MA 01606

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,118 sqft · built 1964
Lot Size	0.167 acres (7,253 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Jun 2026)
Tax Bill	$5,353 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`37-34A-00006`

Property Details

APN / Parcel Number

Primary APN	`37-34A-00006`
Alternative APN	`WORC M:37 B:34A L:00006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,118 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	1,118 sqft
Basement Area	808 sqft
Unfinished Basement	808 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,253 sqft (0.167 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	37-34A-00006
Street Address	34 RIDGEWOOD RD
City	WORCESTER
State	MA
Zip	01606-2507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	34A
Legal Lot Number	6
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3015
Census Tract	730100

Owner

34 Ridgewood Rd is owned and occupied by an individual who bought it in June 2026.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	34 RIDGEWOOD RD, WORCESTER, MA 01606-2507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Mar 22, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FALL RIVER FIVE CENTS SAVINGS BANK
Jul 17, 2020	Quit Claim Deed, Transfer · FHA Mortgage BANK OF ENGLAND
Apr 13, 2018	Quit Claim Deed, Transfer ROBERT J CABRAL
Apr 11, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2026 · Amount on File
Deed Sale	Jun 4, 2026 · Amount on File
Prior Sale	Mar 22, 2024 · Amount on File
Deed Document Number	202645284
Deed Book / Page	73678 / 255
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MA
Recording Date	Jun 4, 2026
Property Address	34 RIDGEWOOD RD, WORCESTER, MA 01606-2507
Document Number	073678-255
Book / Page	73678 / 255
Instrument Date	May 26, 2026
Instrument	202645284
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	34 RIDGEWOOD RD, WORCESTER, MA 01606-2507

Mortgage

Date	Jun 4, 2026

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.23%
Max Rate	-1%

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Mar 22, 2024
Property Address	34 RIDGEWOOD RD, WORCESTER, MA 01606-2507
Document Number	070311-395
Book / Page	70311 / 395
Instrument Date	Mar 22, 2024
Instrument	20534
Transaction Type	Transfer
Record Updated	Apr 5, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 RIDGEWOOD RD, WORCESTER, MA 01606-2507

Mortgage

Document Number	0000020535
Date	Mar 22, 2024
Instrument	20535

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jul 17, 2020
Property Address	34 RIDGEWOOD RD, WORCESTER, MA 01606-2507
Document Number	62825-228
Book / Page	62825 / 228
Instrument Date	Jun 17, 2020
Instrument	77689
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 RIDGEWOOD RD, WORCESTER, MA 01606-2507

Mortgage

Document Number	77690
Date	Jul 17, 2020
Instrument	77690

Lender

Name	BANK OF ENGLAND

Agreement

Type	FHA Mortgage
Amount	Amount on Record

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Apr 13, 2018
Property Address	34 RIDGEWOOD RD, WORCESTER, MA 01606-2507
Document Number	58663-193
Book / Page	058663 / 000193
Instrument Date	Apr 12, 2018
Instrument	34603
Transaction Type	Transfer
Record Updated	May 1, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,048.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	34 RIDGEWOOD RD WORCESTER MA 016062507, WORCESTER, MA 01606-2507

Mortgage

Document Number	58663-196
Date	Apr 13, 2018
Book Page	058663/000196
Instrument	34604

Lender

Name	ROBERT J CABRAL
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Apr 11, 2018
Property Address	34 RIDGEWOOD RD, WORCESTER, MA 01606-2507
Document Number	58651-143
Book / Page	058651 / 000143
Instrument Date	Mar 29, 2018
Instrument	33517
Transaction Type	Transfer
Record Updated	May 1, 2018

Transaction

Amount	Amount on Record
Tax	$1,003.66
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 HICKORY LN HUDSON MA 017492747, HUDSON, MA 01749-2747

Tax Assessment & Valuation

The 2026 property tax bill for 34 Ridgewood Rd was $5,353, up 2.2% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,353.00 (+2.18%)	$403,100 (+1.49%) Land $123,500 Building $279,600	$443,776 (-1.22%)
2025	$5,239.00	$397,200 Land $117,600 Building $279,600	$449,255 (+15.2%)
2024			$389,975
2023	$5,065.00	$353,200 Land $102,300 Building $250,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Ridgewood Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2016–2021)
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Ridgewood Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Netafy.

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