29 Ridgewood Rd, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 29 Ridgewood Rd, Worcester, MA 01606

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,044 sqft · built 1963
Lot Size	0.195 acres (8,515 sqft)
Owner	Individual Name on File
Last Sale	$206,000 (Sep 2003)
Tax Bill	$5,207 (2026)
Deeds & Mortgages	Oct 2023 Refinance Feb 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`37-34A-00015`

Property Details

APN / Parcel Number

Primary APN	`37-34A-00015`
Alternative APN	`WORC M:37 B:34A L:00015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area
Gross Area	2,168 sqft
1st Floor Area	1,044 sqft
Attic	Attic
Attic Area	806 sqft
Basement Area	1,044 sqft
Unfinished Basement	1,044 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,515 sqft (0.195 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	37-34A-00015
Street Address	29 RIDGEWOOD RD
City	WORCESTER
State	MA
Zip	01606-2506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Subdivision	RIDGEWOOD SEC 04
Legal Block	34A
Legal Lot Number	15
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3022
Census Tract	730100

Owner

29 Ridgewood Rd is owned and occupied by an individual who bought it in September 2003.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	29 RIDGEWOOD RD, WORCESTER, MA 01606-2506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK
Feb 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC
Jul 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORCOM MORTGAGE
Jun 30, 2017	Deed of Trust, Mortgage · FHA Mortgage NORWICH COM'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2003 · Amount on File
Deed Sale	Sep 19, 2003 · Amount on File
Deed Document Number	2003254407
Deed Book / Page	31701 / 150
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	29 RIDGEWOOD RD, WORCESTER, MA 01606-2506
Transaction Type	Mortgage
Record Updated	Nov 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069770-125
Date	Oct 17, 2023
Book Page	69770/125
Instrument	86610

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2043

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	29 RIDGEWOOD RD, WORCESTER, MA 01606-2506
Transaction Type	Mortgage
Record Updated	Feb 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067066-320
Date	Feb 4, 2022
Book Page	67066/320
Instrument	14145

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	29 RIDGEWOOD RD, WORCESTER, MA 01606-2506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62935-6
Date	Jul 31, 2020
Book Page	62935/6
Instrument	84764

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	29 RIDGEWOOD RD, WORCESTER, MA 01606-2506
Document Number	57351-252
Book / Page	057351 / 000252
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57351-252
Date	Jun 30, 2017
Book Page	057351/000252
Instrument	69058

Lender

Name	NORWICH COM'L

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 29 Ridgewood Rd was $5,207, up 3.3% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,207.00 (+3.29%)	$392,100 (+2.59%) Land $124,000 Building $268,100	$398,583 (+2.43%)
2025	$5,041.00	$382,200 Land $118,100 Building $264,100	$389,120 (+8.79%)
2024			$357,675
2023	$4,805.00	$335,100 Land $102,700 Building $232,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29 Ridgewood Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2016–2021)
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 Ridgewood Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Netafy.

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