34 Rancho Rd, Carmel Valley, CA 93924 Property Records

Monterey County property record for 34 Rancho Rd, Carmel Valley, CA 93924

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,106 sqft · built 1947
Lot Size	1.4 acres (60,984 sqft)
Owner	Trust Name on File
Last Sale	$2,360,000 (Jun 2019)
Tax Bill	$28,390 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`187-151-001-000`

Property Details

APN / Parcel Number

Primary APN	`187-151-001-000`
Alternative APN	`187-151-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,106 sqft Living Area
1st Floor Area	2,106 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2014
Architectural Style	Custom Design
Exterior Material	Adobe
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	60,984 sqft
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	187-151-001
Street Address	34 RANCHO RD
City	CARMEL VALLEY
State	CA
Zip	93924-9413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 141 RANCHO DEL MONTE NO 1 L 17 BLK 1 1.4 AC
Legal Subdivision	RANCHO DEL MONTE NO 1
Legal Tract	141
Legal Block	1
Legal Lot Number	17
Jurisdiction	MONTEREY CA
Township / Civil Division	CARMEL VALLEY
Census Block Group	2
Census Block	2001
Census Tract	11001

Owner

34 Rancho Rd is held in a trust since June 2019.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Trust Name on File
Mailing Address	34 RANCHO RD, CARMEL VALLEY, CA 93924-9413
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2019 · Amount on File
Deed Sale	Jun 21, 2019 · Amount on File
Prior Sale	Jul 30, 2014 · Amount on File
Deed Document Number	201925635
Prior Transfer Date	Oct 11, 1997
Prior Transfer Doc	0000061477
Record Updated	Oct 29, 2026

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jun 21, 2019
Property Address	34 RANCHO RD, CARMEL VALLEY, CA 93924-9413
Document Number	0000025635
Map Reference	VOL 4 PG 113
Instrument Date	Jun 17, 2019
Instrument	2019025635
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	34 RANCHO RD, CARMEL VALLEY, CA 93924-9413

Mortgage

Document Number	0000025636
Date	Jun 21, 2019
Instrument	2019025636

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.95%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2026
Change Frequency	Monthly
Min Rate At Change	10.9%
Index	12-Month MTA
Max Rate	10.9%

Tax Assessment & Valuation

The 2025 property tax bill for 34 Rancho Rd was $28,390.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Carmel Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,743,535 (+2%) Land $1,024,044 Building $1,719,491
2025	$28,390.00	$2,689,741 Land $1,003,965 Building $1,685,776
2023	$26,912.00 (+3.38%)	$2,530,395 Land $964,981 Building $1,565,414
2022	$26,031.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 34 Rancho Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Rancho Rd is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20