Monterey County property record for 1 Rancho Rd, Carmel Valley, CA 93924 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,102 sqft · built 1958 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,475,000 (Mar 2026) |
| Tax Bill | $11,116 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 187-151-003-000 |
| Primary APN | 187-151-003-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,102 sqft Living Area |
| 1st Floor Area | 2,102 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 78,408 sqft (1.8 acres) |
| Heating System | Central |
|---|
| Old Parcel Number | 187-151-003 |
|---|---|
| Street Address | 1 RANCHO RD |
| City | CARMEL VALLEY |
| State | CA |
| Zip | 93924-9403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 141 RANCHO DEL MONTE NO 1 L 23 BLK 1 1.8 AC |
| Legal Subdivision | RANCHO DEL MONTE NO 1 |
| Legal Tract | 141 |
| Legal Block | 1 |
| Legal Lot Number | 23 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | CARMEL VALLEY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 11001 |
Source: Monterey County records · APN 187-151-003-000
Assessment roll updated July 23, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 RANCHO RD, CARMEL VALLEY, CA 93924-9403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 17, 2026 | Grant Deed, Transfer · Conventional Mortgage THE LOAN STORE INC |
| May 29, 2020 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 17, 2026 · Amount on Record |
| Deed Sale | Mar 17, 2026 · Amount on Record |
| Prior Sale | May 29, 2020 · Amount on Record |
| Deed Document Number | 20268534 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Mar 17, 2026 |
| Property Address | 1 RANCHO RD, CARMEL VALLEY, CA 93924-9403 |
| Document Number | 0000008534 |
| Map Reference | VOL 4 PG 113 |
| Instrument Date | Mar 10, 2026 |
| Instrument | 2026008534 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1 RANCHO RD, CARMEL VALLEY, CA 93924-9403 |
| Document Number | 0000008535 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | 2026008535 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | May 29, 2020 |
| Property Address | 1 RANCHO RD, CARMEL VALLEY, CA 93924-9403 |
| Document Number | 0000025676 |
| Map Reference | VOL 4 PG 113 |
| Instrument Date | May 27, 2020 |
| Instrument | 2020025676 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1 RANCHO RD, CARMEL VALLEY, CA 93924-9403 |
| Document Number | 0000025677 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 2020025677 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Jun 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
Source: Monterey County records · Assessment roll updated July 23, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Carmel Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,116.00 (+2.92%) | $1,037,866 (+4.04%) Land $656,186 Building $381,680 |
| 2024 | $10,801.00 (-0.36%) | |
| 2023 | $10,840.00 (+3.34%) | $997,566 Land $630,706 Building $366,860 |
| 2022 | $10,490.00 |
Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 71% of the US · above 46% of California |
|---|---|
| Wildfire Likelihood | About 1 in 277 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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