34 Pine Tree Rd, Mountain Top, PA 18707 Property Records

Luzerne County property record for 34 Pine Tree Rd, Mountain Top, PA 18707

Property Summary

Property Type	Single Family Home
Details	2,693 sqft · built 1995
Lot Size	0.4 acres (17,424 sqft)
Owner	Company Name on Record
Last Sale	$450,000 (Apr 2023)
Tax Bill	$5,860 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Apr 2023 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-L10S4-03A-008`

Property Details

APN / Parcel Number

Primary APN	`20-L10S4-03A-008`
Alternative APNs	`20-L10S4-03A-008-000` `2000L10S4 03A008`

Interior

Stories	1 Story
Building Area	2,693 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	150 ft deep x 115 ft wide

Location & Zoning

Old Parcel Number	20-L10S4-03A-008
Street Address	34 PINE TREE RD
City	MOUNTAIN TOP
State	PA
Zip	18707-1717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20-480-3-D135-2 34 PINE TREE RD
Legal Subdivision	HIGHLAND WOODS INC
Legal Block	3A
Legal Lot Number	8
Jurisdiction	LUZERNE PA
Township / Civil Division	FAIRVIEW
Census Block Group	1
Census Block	1042
Census Tract	215501

Owner

Source: Luzerne County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	34 PINE TREE RD, MOUNTAIN TOP, PA 18707-1717
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage THE HONESDALE NATIONAL BANK
Apr 10, 2023	Deed, Transfer · Construction Mortgage THE HONESDALE NATIONAL BANK
Mar 7, 2023	Deed of Trust, Mortgage · Line of Credit NBT BANK NATIONAL ASSOCIATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2023 · Amount on Record
Deed Sale	Apr 10, 2023 · Amount on Record
Deed Document Number	202318579
Deed Book / Page	3023 / 59746
Prior Transfer Date	Nov 4, 2011
Prior Transfer Doc	0005993873
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	34 PINE TREE RD, MOUNTAIN TOP, PA 18707-1717
Transaction Type	Mortgage
Record Updated	May 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 VALLEY LN, MOUNTAIN TOP, PA 18707-1733

Mortgage

Document Number	0000021656
Date	Apr 26, 2023
Book Page	3023/70092
Instrument	202321656

Lender

Name	THE HONESDALE NATIONAL BANK
Type	Bank
Address	ARCHBALD, PA 18403

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 6, 2043

Interest

Rate Type	Adjustable Rate

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LUZERNE PA
Recording Date	Apr 10, 2023
Property Address	34 PINE TREE RD, MOUNTAIN TOP, PA 18707-1717
Document Number	0000018579
Book / Page	3023 / 59746
Instrument Date	Apr 6, 2023
Instrument	202318579
Transaction Type	Transfer
Record Updated	Apr 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	34 PINE TREE RD, MOUNTAIN TOP, PA 18707-1717

Mortgage

Document Number	0000018580
Date	Apr 10, 2023
Book Page	3023/59751
Instrument	202318580

Lender

Name	THE HONESDALE NATIONAL BANK
Type	Bank
Address	ARCHBALD, PA 18403

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 6, 2043

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	34 PINE TREE RD, MOUNTAIN TOP, PA 18707-1717
Transaction Type	Mortgage
Record Updated	Mar 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011881
Date	Mar 7, 2023
Book Page	3023/38795
Instrument	202311881

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank
Address	NORWICH, NY 13815

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Luzerne County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Luzerne County
County Subdivision	Fairview Township
Unified School District	Crestwood School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,860.00	$276,200 (-) Land $44,300 Building $231,900
2025	$5,860.00 (+5.38%)
2024		$276,200 Land $44,300 Building $231,900
2023	$5,561.00
2009			$276,200 Land $44,300 Building $231,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1987)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1987 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 97.8% of Pennsylvania
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW CRYSTAL LAKE private · serves 9,773 people · EPA ID PA2409003
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	2,000 / 40
SkyPacket Fixed Wireless	100 / 20

May also be available: Greenlight Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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