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27 Pine Tree Rd, Mountain Top, PA 18707 Property Records

Luzerne County property record for 27 Pine Tree Rd, Mountain Top, PA 18707

Property Summary

Property TypeSingle Family Home
Details2,884 sqft · built 1992
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on Record
Last Sale$465,000 (Aug 2024)
Tax Bill$5,943 (2026)
Deeds & MortgagesFeb 2021 Mortgage
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-L10S4-004-022

Property Details

APN / Parcel Number

Primary APN20-L10S4-004-022
Alternative APNs
  • 20-L10S4-004-022-000
  • 2000L10S4 004022

Interior

Stories2 Stories
Building Area2,884 sqft Living Area

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions150 ft deep x 105 ft wide

Location & Zoning

Old Parcel Number20-L10S4-004-022
Street Address27 PINE TREE RD
CityMOUNTAIN TOP
StatePA
Zip18707-1716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description20-480-3-D131-1 27 PINE TREE RD
Legal SubdivisionSH SUBDIVISION OF THE EAGLE ROCK RESORT
Legal Block4
Legal Lot Number22
JurisdictionLUZERNE PA
Township / Civil DivisionFAIRVIEW
Census Block Group1
Census Block1043
Census Tract215501

Owner

Source: Luzerne County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address27 PINE TREE RD, MOUNTAIN TOP, PA 18707-1716
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Feb 27, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Aug 1, 2018Deed, Transfer · FHA Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2024 · Amount on Record
Deed SaleAug 2, 2024 · Amount on Record
Prior SaleAug 2, 2024 · Amount on Record
Deed Document Number202440974
Deed Book / Page3024 / 147124
Prior Transfer DateOct 17, 2009
Prior Transfer Doc0005896465
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUZERNE PA
Property Address27 PINE TREE RD, MOUNTAIN TOP, PA 18707-1716
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007529
DateFeb 5, 2021
Book Page3021/33718
Instrument202107529
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term332 Months
DueOct 1, 2048

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUZERNE PA
Property Address27 PINE TREE RD, MOUNTAIN TOP, PA 18707-1716
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyEAST COAST ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011355
DateFeb 27, 2020
Book Page3020/38765
Instrument202011355
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term343 Months
DueSep 1, 2048

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionLUZERNE PA
Recording DateAug 1, 2018
Property Address27 PINE TREE RD, MOUNTAIN TOP, PA 18707-1716
Document Number0000041194
Book / Page3018 / 143061
Instrument DateJul 23, 2018
Instrument201841194
Transaction TypeTransfer
Record UpdatedJul 15, 2021
Title CompanyGOLDEN DOME ABSTRACT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 PINE TREE RD, MOUNTAIN TOP, PA 18707-1716

Mortgage

Document Number0000041195
DateAug 1, 2018
Instrument201841195
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Luzerne County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyLuzerne County
County SubdivisionFairview Township
Unified School DistrictCrestwood School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,943.00 Homeowner's exemption$280,100 (-) Land $42,800 Building $237,300
2025$5,943.00 (+5.39%)
2024$280,100 Land $42,800 Building $237,300
2023$5,639.00
2009$280,100 Land $42,800 Building $237,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1987)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 1987 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 87% of Pennsylvania
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAW CRYSTAL LAKE
private · serves 9,773 people · EPA ID PA2409003
Water SourceSurface water
Last State InspectionJun 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Service Electric Cable TV
Cable		2,000 / 40
SkyPacket
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Greenlight Networks, Verizon.

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