34 Phillips St, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 34 Phillips St, Swampscott, MA 01907

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,566 sqft · built 1912
Lot Size	0.193 acres (8,426 sqft)
Owner	Company Name on Record
Last Sale	$161,000 (Jul 1995)
Tax Bill	$5,089 (2026)
Deeds & Mortgages	Mar 2023 Transfer Mar 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0001 B:0131 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0001 B:0131 L:0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,566 sqft Living Area
Gross Area	3,282 sqft
Basement Area	933 sqft
Unfinished Basement	933 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,426 sqft (0.193 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	34 PHILLIPS ST
City	SWAMPSCOTT
State	MA
Zip	01907-1923
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	A4
Legal Block	131
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	3
Census Block	3008
Census Tract	202101

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	34 PHILLIPS ST, SWAMPSCOTT, MA 01907-1923
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RIVER WORKS CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 1995 · Amount on Record
Deed Sale	Jul 14, 1995 · Amount on Record
Deed Book / Page	13102 / 329
Last Transfer Date	Mar 27, 2023
Transfer Doc	041491-428
Record Updated	Oct 29, 2026

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Mar 27, 2023
Property Address	34 PHILLIPS ST, SWAMPSCOTT, MA 01907-1923
Document Number	041491-428
Book / Page	41491 / 428
Instrument Date	Mar 27, 2023
Instrument	20230327001510
Transaction Type	Transfer
Record Updated	Apr 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 PHILLIPS ST, SWAMPSCOTT, MA 01907-1923

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	34 PHILLIPS ST, SWAMPSCOTT, MA 01907-1923
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39597-470
Date	Mar 2, 2021
Book Page	39597/470
Instrument	20210302005770

Lender

Name	RIVER WORKS CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2031

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,089.00 (-0.12%)	$424,100 (-4.52%) Building $424,100	$517,787 (-20.85%)
2025	$5,095.00 (+18.43%)	$444,200 (+21.23%) Building $444,200	$654,170
2023	$4,302.00	$366,400 Building $366,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Nearby Flood Policies	46 units insured incl. 17 condo units
Nearby Flood Claims	49 (1978–2024)
Claims Outside the SFHA	18 of 49
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Extreme Weather Conditons And Flooding, Oct 1996 · 8 claims Winter Coastal Storm, Dec 1992 · 4 claims Coastal Storm, Oct 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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