Essex County and Swampscott Town property record for 10 Phillips St, Swampscott, MA 01907
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2.5 ba · 2,920 sqft · built 1910 |
| Lot Size | 0.124 acres (5,419 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Dec 2015) |
| Tax Bill | $10,057 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | SWAM M:0001 B:0128 L:0 |
| Primary APN | SWAM M:0001 B:0128 L:0 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,920 sqft Living Area |
| Gross Area | 6,188 sqft |
| Basement Area | 1,820 sqft |
| Unfinished Basement | 1,820 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,419 sqft (0.124 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 10 PHILLIPS ST |
|---|---|
| City | SWAMPSCOTT |
| State | MA |
| Zip | 01907-1923 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | A4 |
| Legal Block | 128 |
| Jurisdiction | SWAMPSCOTT MA |
| Township / Civil Division | SWAMPSCOTT |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 202101 |
10 Phillips St, a duplex, is owned by an individual who bought it in December 2015.
Source: Essex County and Swampscott Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 44 BURRILL ST, SWAMPSCOTT, MA 01907-1903 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2015 · Amount on File |
| Deed Sale | Dec 18, 2015 · Amount on File |
| Prior Sale | May 10, 2013 |
| Deed Book / Page | 34601 / 218 |
| Transfer Doc | 034601-218 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 10 Phillips St was $10,057, down 5.8% from the year before.
Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Swampscott Town |
| Unified School District | Swampscott School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $10,057.00 (-5.76%) | $838,100 (-9.92%) Land $344,300 Building $493,800 |
| 2025 | $10,672.00 | $930,400 Land $344,300 Building $586,100 |
| 2023 | $9,875.00 | $841,100 Land $293,900 Building $547,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10 Phillips St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 individual policies |
| Nearby Flood Policies | 46 units insured incl. 17 condo units |
| Nearby Flood Claims | 49 (1978–2024) |
| Claims Outside the SFHA | 18 of 49 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10 Phillips St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: T-Mobile.
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