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34 Pen Key Clb, Islamorada, FL 33036 Property Records

Monroe County property record for 34 Pen Key Clb, Islamorada, FL 33036

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,185 sqft · built 1968
Lot Size0.315 acres (13,727 sqft)
OwnerIndividual Name on Record
Last Sale$800,000 (Jun 2017)
Tax Bill$10,260 (2024)
Deeds & MortgagesJun 2017 Sale
Flood ZoneZone AE (high risk)
APN00402810-000000

Property Details

APN / Parcel Number

Primary APN00402810-000000
Alternative APNs
  • 28633700402810000000
  • 1495158

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,185 sqft Living Area
Gross Area2,843 sqft
1st Floor Area2,185 sqft
FlooringConcrete/Cement
Interior WallsPlywood

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area13,727 sqft (0.315 acres)
Garage TypeAttached
Garage Area658 sqft

Exterior Amenities

PorchFlorida Room
Porch Area504 sqft
Deck Area450 sqft
Patio Area578 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1495158
Street Address34 PEN KEY CLB
CityISLAMORADA
StateFL
Zip33036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionLOT 34 AND SELY 1/2 LOT 35 AND PT ADJ PRIVATE RD PEN KEY CLUB SUB SEC 2 UPPER MATECUMBE KEY PB4-54 OR324-294/95 OR700-244 OR1011-1575 OR1230-1549 OR1442-2231/32 OR2487-2408/09 OR2497-133 OR2698-1066/1116(DEC/REST) OR2857-797/99
Legal Range37E
Legal Township63S
Legal Section28
Legal SubdivisionPEN KEY CLUB SEC 2
Legal Lot Number34,35
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2032
Census Tract970900

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address170 POTTERS LN, GRANVILLE, OH 43023-9245
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2017 · Amount on Record
Deed SaleJun 1, 2017 · Amount on Record
Prior SaleDec 20, 2010 · Amount on Record
Deed Document Number20172125500
Deed Book / Page2857 / 797
Prior Transfer DateDec 14, 2010
Prior Transfer Doc0024970133
Record UpdatedJun 8, 2026

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJun 1, 2017
Property Address34 PEN KEY CLUB, ISLAMORADA, FL 33036
Document Number0028570797
Book / Page002857 / 000797
Instrument DateMay 31, 2017
Instrument2125500
Transaction TypeTransfer
Record UpdatedJun 19, 2017

Transaction

AmountAmount Recorded
Tax$5,600.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address170 POTTERS LN GRANVILLE OH 430239245, GRANVILLE, OH 43023-9245

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,290,219 (+1.69%) Land $992,768 Building $297,451$1,290,219 (+1.69%) Land $992,768 Building $297,451
2024$10,260.00 (+5.44%)
2023$9,731.00 (+18.57%)$1,268,806 (+42.78%) Land $1,010,911 Building $257,895$1,268,806 (+42.78%) Land $1,010,911 Building $257,895
2022$8,207.00$888,645 Land $665,073 Building $223,572$888,645 Land $665,073 Building $223,572

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 265 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies387 units insured
incl. 122 condo units
Nearby Flood Claims582 (1982–2022)
Claims Outside the SFHA21 of 582
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 197 claims
  • Hurricane Irene, Oct 1999 · 80 claims
  • Hurricane Georges, Sep 1998 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Hotwire Communications, T-Mobile.

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