Monroe County property record for 30 Pen Key Clb, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 4 ba · 1,784 sqft · built 1958 |
| Lot Size | 0.177 acres (7,743 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $755,000 (Dec 2016) |
| Tax Bill | $6,565 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00402770-000000 |
| Primary APN | 00402770-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 1,784 sqft Living Area |
| 1st Floor Area | 1,270 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 7,743 sqft (0.177 acres) |
| Garage Area | 322 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 535 sqft |
| Patio Area | 71 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1495107 |
|---|---|
| Old Parcel Number | 28633700402770000000 |
| Street Address | 30 PEN KEY CLB |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 30 PEN KEY CLUB SUB SEC 2 PB4-54 UPPER MATECUMBE KEY OR161-480/84 OR260-224 OR807-1315/16 OR1521-1197 OR1610-2002 |
| Legal Range | 37E |
| Legal Township | 63S |
| Legal Section | 28 |
| Legal Subdivision | PEN KEY CLUB SEC 2 |
| Legal Lot Number | 30 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 970900 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 1904, ISLAMORADA, FL 33036-1904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2016 · Amount on Record |
| Deed Sale | Dec 29, 2016 · Amount on Record |
| Prior Sale | May 7, 2015 · Amount on Record |
| Deed Document Number | 2104834 |
| Deed Book / Page | 2832 / 1754 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 30 PEN KEY CLUB, ISLAMORADA, FL 33036 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 82994 OVERSEAS HWY 30, 30, ISLAMORADA, FL 33036-3600 |
| Document Number | 0031400212 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 3140/212 |
| Instrument | 2350484 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $684,772 (+5.99%) | $1,146,624 (-0.44%) Land $872,714 Building $273,910 | |
| 2024 | $6,565.00 (+0.72%) | ||
| 2023 | $6,518.00 (+1.83%) Homeowner's exemption | $646,092 (+3%) | $1,151,745 (+36.78%) Land $900,356 Building $251,389 |
| 2022 | $6,401.00 Homeowner's exemption | $627,274 | $842,019 Land $592,340 Building $249,679 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 265 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 387 units insured incl. 122 condo units |
| Nearby Flood Claims | 582 (1982–2022) |
| Claims Outside the SFHA | 21 of 582 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Hotwire Communications, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures