34 Otter Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 34 Otter Dr, Covington, KY 41017 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2000
Square Footage	1,586 sqft Finished Area
Lot Size	9,583 sqft (0.219 acres)
Garage	Attached
Tax Bill	$2,239.00 (2025)

Owner

Source: Kenton County records · APN 045-30-01-007.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3333 MADISON PIKE STE C, C, FT WRIGHT, KY 41017-8184
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 08, 2000
Deed Sale	Aug 08, 2000
Deed Doc Number	0000189222
Record Refreshed	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	34 OTTER DR, COVINGTON, KY 41017-9390
Transaction Type	Mortgage
Record Updated	Dec 06, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900165
Date	Nov 08, 2021
Book Page	129/718
Instrument	21110805900165

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 03, 2026

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,239.00 (-7.06%)	$226,000 (-) Land $25,000 Building $201,000	$226,000 (-) Land $25,000 Building $201,000
2023	$2,409.00	$226,000 Land $25,000 Building $201,000	$226,000 Land $25,000 Building $201,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`045-30-01-007.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	1,586 sqft Finished Area
Gross Area	1,917 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 2000
Exterior Material	Brick Exterior
Foundation Type	Concrete Foundation
Roof Material	Composition Shingle Roof
Lot Area	9,583 sqft (0.219 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number	0453001007.00
Street Address	34 OTTER DR
City	COVINGTON
State	KY
Zip	41017-9390
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CUMBERLAND RIDGE SEC 2 LOT 7
Legal Subdivision	CUMBERLAND RIDGE
Legal Phase	2
Legal Lot Number	7
Jurisdiction	KENTON KY
Minor Civil Division	INDEPENDENCE
Census Blockgroup	1
Census Block	1021
Census Tract	66801