Kenton County property record for 30 Otter Dr, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,482 sqft · built 1999 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Company Name on Record |
| Last Sale | $157,000 (Oct 2018) |
| Tax Bill | $1,912 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-30-01-006.00 |
| Primary APN | 045-30-01-006.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,482 sqft Finished Area |
| Gross Area | 1,711 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 30 OTTER DR |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-9390 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CUMBERLAND RIDGE SEC 2 LOT 6 |
| Legal Subdivision | CUMBERLAND RIDGE |
| Legal Phase | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 66801 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1850 PARKWAY PL SE, 900, MARIETTA, GA 30067-8261 |
| Owner Type | Company |
| Vesting | Partnership |
| Date | Document |
|---|---|
| Aug 17, 2021 | Deed of Trust, Mortgage · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
| Aug 17, 2021 | Intrafamily Transfer, Transfer |
| Oct 8, 2018 | Warranty Deed, Transfer CONTRACT TITLE, CONTRACT PROCESSING & TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2018 · Amount on Record |
| Deed Sale | Oct 8, 2018 · Amount on Record |
| Prior Sale | Dec 7, 1999 · Amount on Record |
| Deed Document Number | 201810 08 059 00141 |
| Deed Book / Page | 4176 / 347 |
| Last Transfer Date | Jun 17, 2021 |
| Transfer Doc | 0005900097 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 30 OTTER DR, COVINGTON, KY 41017-9390 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0025700658 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 257/658 |
| Instrument | 21081725700658 |
| Name | MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10036 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 7, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 17, 2021 |
| Property Address | 30 OTTER DR, COVINGTON, KY 41017-9390 |
| Document Number | 0005900097 |
| Book / Page | 111 / 325 |
| Map Reference | SL S-201 |
| Instrument Date | Jun 17, 2021 |
| Instrument | 21081705900097 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 8, 2018 |
| Property Address | 30 OTTER DR, COVINGTON, KY 41017-9390 |
| Document Number | 0000000141 |
| Book / Page | 0I4176 / 000347 |
| Instrument Date | Oct 2, 2018 |
| Instrument | 141 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2018 |
| Title Company | CONTRACT TITLE, CONTRACT PROCESSING & TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $157.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 1850 PARKWAY PL #900 MARIETTA GA 30067, 900, MARIETTA, GA 30067 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $226,500 (+17.36%) Land $35,000 Building $191,500 | $226,500 (+17.36%) Land $35,000 Building $191,500 | |
| 2025 | $1,912.00 (-7.05%) | $193,000 (-) Land $25,000 Building $168,000 | $193,000 (-) Land $25,000 Building $168,000 |
| 2023 | $2,057.00 | $193,000 Land $25,000 Building $168,000 | $193,000 Land $25,000 Building $168,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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