34 Normandy Dr, Lake Saint Louis, MO 63367 Property Records

St. Charles County property record for 34 Normandy Dr, Lake Saint Louis, MO 63367

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,626 sqft · built 1985
Lot Size	0.321 acres (13,984 sqft)
Owner	2 Individual Names on File
Last Sale	$302,649 (Aug 2026)
Tax Bill	$3,983 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`688500A000`

Property Details

APN / Parcel Number

Primary APN	`688500A000`
Alternative APN	`4-0056-4419-00-0022.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,626 sqft Living Area
Gross Area	3,876 sqft
1st Floor Area	1,626 sqft
Basement Area	1,626 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,984 sqft (0.321 acres)
Lot Dimensions	152 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	150 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	688500A000
Street Address	34 NORMANDY DR
City	LAKE SAINT LOUIS
State	MO
Zip	63367-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	LSL #3 LOT 22
Legal Subdivision	LSL #3 RESUB #107 & #108
Legal Lot Number	22
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	2
Census Block	2001
Census Tract	311903

Owner

34 Normandy Dr is owned and occupied by two individuals who bought it in August 2026.

Source: St. Charles County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	34 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Mar 13, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 23, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2026 · Amount on File
Deed Sale	Aug 13, 2026 · Amount on File
Prior Sale	Mar 13, 2020 · Amount on File
Deed Document Number	202638665
Prior Transfer Date	May 18, 2000
Prior Transfer Doc	0000029714
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 13, 2026
Property Address	34 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1502
Document Number	0000038665
Instrument Date	Aug 11, 2026
Instrument	202638665
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1502

Mortgage

Document Number	0000038666,
Date	Aug 13, 2026
Instrument	202638666

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 13, 2020
Property Address	34 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1502
Document Number	0072472424
Book / Page	7247 / 2424
Map Reference	MB 12 PG 3
Instrument Date	Mar 12, 2020
Instrument	20200313000155140
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 CASTLIO CT, 9, SAINT CHARLES, MO 63304-6919

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1502

Mortgage

Document Number	20200313000155150
Date	Mar 13, 2020
Instrument	20200313000155150

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

August 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST CHARLES MO
Recording Date	Aug 23, 2018
Property Address	34 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1502
Document Number	0069670058
Book / Page	006967 / 000058
Instrument Date	Aug 22, 2018
Instrument	483240
Transaction Type	Transfer
Record Updated	Sep 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 NORMANDY DR LAKE ST LOUIS MO 633671502, LAKE ST LOUIS, MO 63367-1502

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	Lake St. Louis City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,698 (-)	$298,416 (-) Land $65,291 Building $233,125
2025	$3,983.00	$56,698 (+8.1%)	$298,416 (+8.1%) Land $65,291 Building $233,125
2023		$52,450
2022			$276,055 Land $47,117 Building $228,938

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 34 Normandy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Normandy Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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