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32 Normandy Dr, Lake Saint Louis, MO 63367 Property Records

St. Charles County property record for 32 Normandy Dr, Lake Saint Louis, MO 63367

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,906 sqft · built 1969
Lot Size0.379 acres (16,500 sqft)
Owner2 Individual Names on File
Last Sale$480,130 (Jul 2026)
Tax Bill$3,338 (2025)
Deeds & MortgagesJul 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN688530A000

Property Details

APN / Parcel Number

Primary APN688530A000
Alternative APN
  • 4-0056-4419-00-0023.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,906 sqft Living Area
Gross Area2,694 sqft
1st Floor Area1,906 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,500 sqft (0.379 acres)
Lot Dimensions125 ft deep x 132 ft wide
Garage TypeAttached
Garage Area788 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area120 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number688530A000
Street Address32 NORMANDY DR
CityLAKE SAINT LOUIS
StateMO
Zip63367-1502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionLSL #3 LOT 23
Legal SubdivisionLSL #3 RESUB #107 & #108
Legal Lot Number23
JurisdictionST CHARLES MO
Township / Civil DivisionLAKE ST. LOUIS
Census Block Group2
Census Block2001
Census Tract311903

Owner

32 Normandy Dr is owned and occupied by two individuals who bought it in July 2026.

Source: St. Charles County records, as of July 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address32 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1502
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2026 · Amount on File
Deed SaleJul 1, 2026 · Amount on File
Prior SaleApr 22, 2016 · Amount on File
Deed Document Number202630772
Prior Transfer DateDec 5, 2007
Prior Transfer Doc0048961299
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJul 1, 2026
Property Address32 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1502
Document Number0000030772
Instrument DateJun 30, 2026
Instrument202630772
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address32 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1502

Mortgage

Document Number0000030773,
DateJul 1, 2026
Instrument202630773
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityLake St. Louis City
Unified School DistrictWentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,338.00 (+14.47%)$47,451 (+12.35%)$249,739 (+12.35%) Land $65,291 Building $184,448
2024$2,916.00
2023$42,234
2022$222,288 Land $47,117 Building $175,171

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 32 Normandy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Normandy Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Wisper ISP.

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