34 Nelson St, Franklin, NH 03235 Property Records

Merrimack County and Franklin City property record for 34 Nelson St, Franklin, NH 03235

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,960 sqft · built 1890
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$156,933 (Jul 2019)
Tax Bill	$4,441 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FRKN M:097 B:081 L`

Property Details

APN / Parcel Number

Primary APN	`FRKN M:097 B:081 L`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,960 sqft Living Area
Gross Area	3,533 sqft
1st Floor Area	1,312 sqft
Basement Area	750 sqft
Unfinished Basement	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	34 NELSON ST
City	FRANKLIN
State	NH
Zip	03235-1027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2W&S
Legal Block	81
Jurisdiction	FRANKLIN CITY NH
Township / Civil Division	FRANKLIN
Census Block Group	5
Census Block	5019
Census Tract	43002

Owner

34 Nelson St is owned and occupied by an individual who bought it in July 2019.

Source: Merrimack County and Franklin City records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	34 NELSON ST, FRANKLIN, NH 03235-1027
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 31, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jul 29, 2019	Warranty Deed, Transfer · FHA Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2019 · Amount on File
Deed Sale	Jul 29, 2019 · Amount on File
Prior Sale	Mar 3, 2010 · Amount on File
Deed Document Number	201913030
Deed Book / Page	3640 / 28
Transfer Doc	2064000308
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY NH
Property Address	34 NELSON ST, FRANKLIN, NH 03235-1027
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004468
Date	Apr 10, 2023
Book Page	3822/2227
Instrument	202300004468

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	May 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY NH
Property Address	34 NELSON ST, FRANKLIN, NH 03235-1027
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002243
Date	Jan 31, 2022
Book Page	3779/2699
Instrument	202200002243

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN CITY NH
Recording Date	Jul 29, 2019
Property Address	34 NELSON ST, FRANKLIN, NH 03235-1027
Document Number	0036400028
Book / Page	003640 / 000028
Instrument Date	Jul 24, 2019
Instrument	13030
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,354.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 BAY ST NORTHFIELD NH 032761603, NORTHFIELD, NH 03276-1603

Mortgage

Document Number	36400030
Date	Jul 29, 2019
Book Page	003640/000030
Instrument	13031

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2049

Mortgage

Document Number	36400046,
Date	Jul 29, 2019
Book Page	003640/000046
Instrument	13032

Lender

Name	HOUSING FIN AUTH
Address	32 CONSTITUTION DR, BEDFORD, NH 03110-6062

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jul 28, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 34 Nelson St was $4,441.

Source: Merrimack County and Franklin City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Franklin City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,441.00	$251,900 Land $80,700 Building $171,200
2023			$250,800
2022	$3,837.00	$157,300 Land $65,600 Building $91,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Nelson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Nelson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER WORKS serves 7,200 people · EPA ID NH0851010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Fidium Fiber, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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