Worcester County and Upton Town property record for 34 Milford St, Upton, MA 01568
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,317 sqft · built 1902 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $539,900 (Jan 2025) |
| Tax Bill | $6,233 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | UPTO M:021 L:085 |
| Primary APN | UPTO M:021 L:085 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,317 sqft Living Area |
| Gross Area | 2,188 sqft |
| 1st Floor Area | 774 sqft |
| Basement Area | 576 sqft |
| Unfinished Basement | 576 sqft |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 34 MILFORD ST |
|---|---|
| City | UPTON |
| State | MA |
| Zip | 01568-1340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3 |
| Legal Lot Number | 85 |
| Jurisdiction | UPTON MA |
| Township / Civil Division | UPTON |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 743100 |
34 Milford St is owned and occupied by two individuals who bought it in January 2025.
Source: Worcester County and Upton Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 34 MILFORD ST, UPTON, MA 01568-1340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2026 | Deed of Trust, Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 19, 2022 | Deed of Trust, Mortgage · Line of Credit MILFORD FSB |
| Nov 21, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MILFORD FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2025 · Amount on File |
| Deed Sale | Jan 8, 2025 · Amount on File |
| Prior Sale | Nov 21, 2019 · Amount on File |
| Deed Document Number | 20251631 |
| Deed Book / Page | 71507 / 179 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPTON MA |
| Property Address | 34 MILFORD ST, UPTON, MA 01568-1340 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0073280-14 |
|---|---|
| Date | Mar 6, 2026 |
| Book Page | 73280/14 |
| Instrument | 17241 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPTON MA |
| Property Address | 34 MILFORD ST, UPTON, MA 01568-1340 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 067450-110 |
|---|---|
| Date | Apr 19, 2022 |
| Book Page | 67450/110 |
| Instrument | 42345 |
| Name | MILFORD FSB |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UPTON MA |
| Recording Date | Nov 21, 2019 |
| Property Address | 34 MILFORD ST, UPTON, MA 01568-1340 |
| Document Number | 61460-72 |
| Book / Page | 61460 / 72 |
| Instrument Date | Oct 29, 2019 |
| Instrument | 125512 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 114 SHANNON DR, WHITINSVILLE, MA 01588-3315 |
| Document Number | 125513 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | 125513 |
| Name | MILFORD FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 34 Milford St was $6,233, up 5.2% from the year before.
Source: Worcester County and Upton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Upton Town |
| Unified School District | Mendon-Upton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,233.00 (+5.16%) | $476,500 (+5.72%) Land $209,800 Building $266,700 | $534,810 (+4.44%) |
| 2025 | $5,927.00 (-0.97%) | $450,700 (+3.02%) Land $209,800 Building $240,900 | $512,050 (-2.27%) |
| 2024 | $5,985.00 (+49.36%) | $437,500 (+51.44%) Land $204,200 Building $233,300 | $523,925 |
| 2023 | $4,007.00 | $288,900 Land $170,100 Building $118,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 34 Milford St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 34 Milford St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UPTON DPW WATER/WASTEWATER DIVISION serves 4,420 people · EPA ID MA2303000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 11 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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