34 Lydia Ln, Ringgold, GA 30736 Property Records

Catoosa County property record for 34 Lydia Ln, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,213 sqft · built 1948
Lot Size	0.789 acres (34,412 sqft)
Owner	Individual Name on File
Last Sale	$192,000 (Jun 2018)
Tax Bill	$2,308 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0021B018000`

Property Details

APN / Parcel Number

Primary APN	`0021B018000`
Alternative APNs	`0021B018` `11958`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,213 sqft Heated Area
1st Floor Area	2,213 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2000
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	34,412 sqft (0.789 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	360 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11958
Old Parcel Number	0021B018000
Street Address	34 LYDIA LN
City	RINGGOLD
State	GA
Zip	30736-6803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PT LL 77 28/3
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	2
Census Block	2009
Census Tract	30202

Owner

34 Lydia Ln is owned and occupied by an individual who bought it in June 2018.

Source: Catoosa County records, as of January 30, 2026

Owner of Record	Individual Name on File
Mailing Address	34 LYDIA LN, RINGGOLD, GA 30736-6803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED STATES HOUSING AND URBAN DEVELOPM
Jun 26, 2018	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE
Jan 5, 2016	Deed of Trust, Mortgage · Conventional with PMI BANK OF LAFAYETTE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2018 · Amount on File
Deed Sale	Jun 26, 2018 · Amount on File
Prior Sale	Jul 12, 2013 · Amount on File
Deed Document Number	0001942303
Deed Book / Page	1942 / 303
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	34 LYDIA LN, RINGGOLD, GA 30736-6803
Transaction Type	Mortgage
Record Updated	Oct 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 LYDIA LN, RINGGOLD, GA 30736-6803

Mortgage

Document Number	0022980000000510
Date	Oct 10, 2023
Book Page	0000002298/0000000510
Instrument	D2023006513

Lender

Name	UNITED STATES HOUSING AND URBAN DEVELOPM

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jun 26, 2018
Property Address	34 LYDIA LN, RINGGOLD, GA 30736-6803
Document Number	0019420303
Book / Page	1942 / 303
Instrument Date	Jun 26, 2018
Instrument	2018-001405
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 LYDIA LN, RINGGOLD, GA 30736-6803

Mortgage

Document Number	0019420305
Date	Jun 26, 2018
Book Page	1942/305
Instrument	004495

Lender

Name	GUILD MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	34 LYDIA LN, RINGGOLD, GA 30736-6803
Document Number	0018620411
Book / Page	001862 / 000411
Instrument Date	Jan 5, 2016
Transaction Type	Mortgage
Record Updated	Feb 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 LYDIA LN RINGGOLD GA 307366803, RINGGOLD, GA 30736-6803

Mortgage

Document Number	0018620411
Date	Jan 23, 2017
Book Page	001862/000411
Instrument	527

Lender

Name	BANK OF LAFAYETTE
Type	Bank
Address	LA FAYETTE, GA 30728-1149

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jan 22, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 34 Lydia Ln was $2,308 with a homeowner's exemption.

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,308.00 Homeowner's exemption	$128,996 Land $10,000 Building $118,996	$322,489 Land $25,000 Building $297,489
2023	$2,020.00 (+23.55%) Homeowner's exemption	$92,270 Land $10,000 Building $82,270	$230,675 Land $25,000 Building $205,675
2022	$1,635.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 34 Lydia Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Lydia Ln is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 42% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ringgold Telephone Company Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lydia Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures