138 Lydia Ln, Ringgold, GA 30736 Property Records

Catoosa County property record for 138 Lydia Ln, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,998 sqft · built 1988
Lot Size	5.9 acres (257,440 sqft)
Owner	Individual Name on File
Last Sale	$225,700 (May 2018)
Tax Bill	$4,106 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0021B017000`

Property Details

APN / Parcel Number

Primary APN	`0021B017000`
Alternative APNs	`0021B017` `11957`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,998 sqft Heated Area
1st Floor Area	999 sqft
2nd Floor Area	999 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	257,440 sqft (5.9 acres)
Garage Area	550 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	222 sqft
Deck Area	120 sqft
Shed	1 Shed
Shed Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11957
Old Parcel Number	0021B017000
Street Address	138 LYDIA LN
City	RINGGOLD
State	GA
Zip	30736-6803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PT LL 77 28/3
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	2
Census Block	2009
Census Tract	30202

Owner

138 Lydia Ln is owned and occupied by an individual who bought it in May 2018.

Source: Catoosa County records, as of January 30, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	138 LYDIA LN, RINGGOLD, GA 30736-6803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK
May 31, 2018	Warranty Deed, Transfer · Conventional Mortgage TENNESSEE VALLEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2018 · Amount on File
Deed Sale	May 31, 2018 · Amount on File
Prior Sale	Feb 11, 2005 · Amount on File
Deed Document Number	0000019382
Deed Book / Page	1938 / 2
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	138 LYDIA LN, RINGGOLD, GA 30736-6803
Document Number	0021230548
Instrument Date	Feb 26, 2021
Transaction Type	Mortgage
Record Updated	Apr 9, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	138 LYDIA LN RINGGOLD GA 307366803, RINGGOLD, GA 30736-6803

Mortgage

Document Number	0021230548
Date	Mar 22, 2021
Book Page	002123/000548

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	May 31, 2018
Property Address	138 LYDIA LN, RINGGOLD, GA 30736-6803
Document Number	0019380002
Book / Page	1938 / 2
Instrument Date	May 31, 2018
Instrument	2018-001177
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 LYDIA LN, RINGGOLD, GA 30736-6803

Mortgage

Document Number	0019380005
Date	May 31, 2018
Book Page	1938/5
Instrument	003761

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jun 1, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 138 Lydia Ln was $4,106.

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,106.00	$216,302 Land $50,188 Building $166,114	$540,756 Land $125,470 Building $415,286
2023	$2,685.00 (+24.83%)	$119,956 Land $33,086 Building $86,870	$299,889 Land $82,714 Building $217,175
2022	$2,151.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 138 Lydia Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Lydia Ln is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 42% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ringgold Telephone Company Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lydia Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures