34 Lk Harmony Ave, Chepachet, RI 02814 Property Records

Glocester Town property record for 34 Lk Harmony Ave, Chepachet, RI 02814

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,344 sqft · built 1950
Lot Size0.193 acres (8,407 sqft)
Owner2 Individual Names on Record
Last Sale$249,000 (Sep 2020)
Tax Bill$6,575 (2025)
Deeds & MortgagesOct 2021 Refinance
Sep 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN4-0089-40

Property Details

APN / Parcel Number

Primary APN4-0089-40
Alternative APN
  • GLOC M:00W B:00L

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,344 sqft Living Area
Gross Area3,173 sqft
1st Floor Area867 sqft
Basement Area832 sqft
Unfinished Basement832 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,407 sqft (0.193 acres)
Deck AreaDeck Area
Boat AccessBoat Access

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number4-0089-40
Street Address34 LAKE HARMONY AVE
CityCHEPACHET
StateRI
Zip02814-2310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code10
Legal BlockL
JurisdictionGLOCESTER RI
Township / Civil DivisionGLOCESTER
Census Block Group3
Census Block3019
Census Tract13102

Owner

Source: Glocester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address34 LAKE HARMONY AVE, CHEPACHET, RI 02814-2310
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
RHODE ISLAND CREDIT UNION
Sep 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Sep 22, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NORTHPOINTE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2020 · Amount on Record
Deed SaleSep 1, 2020 · Amount on Record
Prior SaleOct 29, 1993 · Amount on Record
Deed Book / Page205 / 303
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOCESTER RI
Property Address34 LAKE HARMONY AVE, CHEPACHET, RI 02814-2310
Transaction TypeMortgage
Record UpdatedNov 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number886-99
DateOct 27, 2021
Book Page886/99
Instrument48273
Lender
NameRHODE ISLAND CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueNov 1, 2031

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOCESTER RI
Property Address34 LAKE HARMONY AVE, CHEPACHET, RI 02814-2310
Transaction TypeMortgage
Record UpdatedOct 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number883-75
DateSep 29, 2021
Book Page883/75
Instrument48034
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueOct 1, 2046

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOCESTER RI
Property Address34 LAKE HARMONY AVE, CHEPACHET, RI 02814-2310
Transaction TypeMortgage
Record UpdatedOct 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number882-52
DateSep 22, 2021
Book Page882/52
Instrument47950
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueOct 1, 2036

Tax Assessment & Valuation

Source: Glocester Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionGlocester Town
Secondary School DistrictFoster-Glocester Regional School District (06 - 12)
Elementary School DistrictGlocester Elementary School District (PK - 05)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,575.00 (+0.06%)$461,100 (-) Land $260,300 Building $200,800$401,209
2023$6,571.00 (+3.22%)$461,100 (+35.38%) Land $260,300 Building $200,800
2022$6,366.00$340,600 Land $185,900 Building $154,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2005–2008)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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