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13 Lk Harmony Ave, Chepachet, RI 02814 Property Records

Glocester Town property record for 13 Lk Harmony Ave, Chepachet, RI 02814

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,796 sqft · built 2020
Lot Size1.26 acres (54,886 sqft)
Owner2 Individual Names on File
Last Sale$505,000 (Nov 2020)
Tax Bill$6,832 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6-0550-02

Property Details

APN / Parcel Number

Primary APN6-0550-02
Alternative APN
  • GLOC M:00W B:031

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,796 sqft Living Area
Gross Area3,082 sqft
1st Floor Area758 sqft
Basement Area758 sqft
Unfinished Basement758 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area54,886 sqft (1.26 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number6-0550-02
Street Address13 LAKE HARMONY AVE
CityCHEPACHET
StateRI
Zip02814-2311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code10
Legal Block31
JurisdictionGLOCESTER RI
Township / Civil DivisionGLOCESTER
Census Block Group3
Census Block3018
Census Tract13102

Owner

13 Lk Harmony Ave is owned and occupied by two individuals who bought it in November 2020.

Source: Glocester Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address13 LAKE HARMONY AVE, CHEPACHET, RI 02814-2311
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2026Deed of Trust, Mortgage · Line of Credit
COASTAL CREDIT UNION
Nov 9, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
NORCOM MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2020 · Amount on File
Deed SaleNov 9, 2020 · Amount on File
Deed Document Number202045035
Deed Book / Page843 / 346
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOCESTER RI
Recording DateApr 23, 2026
Property Address13 LAKE HARMONY AVE, CHEPACHET, RI 02814-2311
Document Number000988-106
Book / Page988 / 106
Instrument DateApr 4, 2026
Instrument202656893
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 LAKE HARMONY AVE, CHEPACHET, RI 02814-2311
InvestorPossibly a Property Investor

Mortgage

Document Number0000056893,
DateApr 23, 2026
Book Page988/106
Instrument202656893
Lender
NameCOASTAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueMay 1, 2051
Interest
Rate6%
Max Rate-1%

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGLOCESTER RI
Recording DateNov 9, 2020
Property Address13 LAKE HARMONY AVE, CHEPACHET, RI 02814-2311
Document Number843-346
Book / Page843 / 346
Instrument DateNov 6, 2020
Instrument45035
Transaction TypeTransfer
Record UpdatedNov 1, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

Document Number45036
DateNov 9, 2020
Instrument45036
Lender
NameNORCOM MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 13 Lk Harmony Ave was $6,832.

Source: Glocester Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionGlocester Town
Secondary School DistrictFoster-Glocester Regional School District (06 - 12)
Elementary School DistrictGlocester Elementary School District (PK - 05)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,832.00$479,100 Land $97,400 Building $381,700$569,138
2023$6,827.00 (+6.16%)$479,100 (+39.23%) Land $97,400 Building $381,700
2022$6,431.00$344,100 Land $66,100 Building $278,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Lk Harmony Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2005–2008)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Lk Harmony Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Verizon
Fiber		980 / 880
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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