34 Kurchian Ln, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 34 Kurchian Ln, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,405 sqft · built 1992
Lot Size	0.478 acres (20,839 sqft)
Owner	2 Individual Names on Record
Last Sale	$865,000 (Oct 2020)
Tax Bill	$13,315 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:045.0-0000-0095.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:045.0-0000-0095.0`
Alternative APNs	`M:045.0=0000=0095.0` `2060000000270` `2060000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,405 sqft Living Area
Gross Area	4,684 sqft
Basement Area	1,592 sqft
Unfinished Basement	955 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,839 sqft (0.478 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2060000000270
Street Address	34 KURCHIAN LN
City	READING
State	MA
Zip	01867-1070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S15
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	3
Census Block	3008
Census Tract	334300

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34 KURCHIAN LN, READING, MA 01867-1070
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Line of Credit DIRECT CU
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HM MTG
Oct 14, 2020	Quit Claim Deed, Transfer NORTH SHORE BK
Aug 12, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2020 · Amount on Record
Deed Sale	Oct 14, 2020 · Amount on Record
Prior Sale	Sep 20, 2007
Deed Document Number	20201856294
Prior Transfer Date	Jul 1, 2020
Prior Transfer Doc	1856294
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	34 KURCHIAN LN, READING, MA 01867-1070
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001912685
Date	Apr 29, 2022
Instrument	1912685

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2042

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	34 KURCHIAN LN, READING, MA 01867-1070
Document Number	0001862102
Instrument Date	Nov 18, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34 KURCHIAN LN READING MA 018671070, READING, MA 01867-1070

Mortgage

Document Number	0001862102
Date	Nov 27, 2020
Instrument	1862102

Lender

Name	UNION HM MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Oct 14, 2020
Property Address	34 KURCHIAN LN, READING, MA 01867-1070
Document Number	0001856294
Instrument Date	Jul 1, 2020
Instrument	1856294
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,944.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 KURCHIAN LN READING MA 018671070, READING, MA 01867-1070

Mortgage

Document Number	1856295
Date	Oct 14, 2020
Instrument	1856295

Lender

Name	NORTH SHORE BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Aug 12, 2019
Property Address	34 KURCHIAN LN, READING, MA 01867-1070
Document Number	0000020479
Instrument Date	Jul 22, 2019
Instrument	20479
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 KURCHIAN LN READING MA 018671070, READING, MA 01867-1070

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,315.00 (+0.99%)	$1,214,900 (+4.96%) Land $589,300 Building $625,000	$1,336,631 (+13.55%)
2025	$13,184.00 (+0.32%)	$1,157,500 (+3.23%) Land $562,900 Building $594,600	$1,177,145 (+3.29%)
2024	$13,142.00 (+6.87%)	$1,121,300 (+14.8%) Land $545,300 Building $576,000	$1,139,620
2023	$12,297.00	$976,700 Land $474,900 Building $501,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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