23 Kurchian Ln, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 23 Kurchian Ln, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,811 sqft · built 1993
Lot Size	0.688 acres (29,956 sqft)
Owner	2 Company Names on Record
Last Sale	$1,210,420 (Nov 2020)
Tax Bill	$16,461 (2026)
Deeds & Mortgages	Oct 2026 Transfer Apr 2021 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:045.0-0000-0098.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:045.0-0000-0098.0`
Alternative APNs	`M:045.0=0000=0098.0` `2060000000300` `2060000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,811 sqft Living Area
Gross Area	6,003 sqft
1st Floor Area	960 sqft
Basement Area	1,536 sqft
Unfinished Basement	461 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,956 sqft (0.688 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	2060000000300
Street Address	23 KURCHIAN LN
City	READING
State	MA
Zip	01867-1069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S15
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	3
Census Block	3008
Census Tract	334300

Owner

Source: Middlesex County and Reading Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	23 KURCHIAN LN, READING, MA 01867-1069
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Quit Claim Deed, Transfer Quitclaim
Apr 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Apr 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Nov 10, 2020	Quit Claim Deed, Transfer GUARANTEED RATE
Jun 2, 2020	Deed of Trust, Mortgage CITIBANK
Jan 19, 2017	Deed of Trust, Mortgage · Line of Credit BERKSHIRE BK
Jan 19, 2017	Deed of Trust, Mortgage BERKSHIRE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2020 · Amount on Record
Deed Sale	Nov 10, 2020 · Amount on Record
Prior Sale	Apr 25, 2014 · Amount on Record
Deed Document Number	20201860192
Last Transfer Date	Sep 25, 2026
Transfer Doc	0002009260
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Oct 2, 2026
Property Address	23 KURCHIAN LN, READING, MA 01867-1069
Document Number	0002009260
Instrument Date	Sep 25, 2026
Instrument	20262009260
Transaction Type	Transfer
Record Updated	Oct 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 KURCHIAN LN, READING, MA 01867-1069

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	23 KURCHIAN LN, READING, MA 01867-1069
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001875881
Date	Apr 7, 2021
Instrument	1875881

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	23 KURCHIAN LN, READING, MA 01867-1069
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1875881
Date	Apr 7, 2021
Instrument	1875881

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Nov 10, 2020
Property Address	23 KURCHIAN LN, READING, MA 01867-1069
Document Number	0001860192
Instrument Date	Sep 15, 2020
Instrument	1860192
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,520.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	KURCHIAN LN READING MA 01867, READING, MA 01867

Mortgage

Document Number	1860193
Date	Nov 10, 2020
Instrument	1860193

Lender

Name	GUARANTEED RATE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	23 KURCHIAN LN, READING, MA 01867-1069
Document Number	0001844107
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 KURCHIAN LN READING MA 018671069, READING, MA 01867-1069

Mortgage

Document Number	0001844107
Date	Jun 11, 2020
Instrument	1844107

Lender

Name	CITIBANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	23 KURCHIAN LN, READING, MA 01867-1069
Document Number	0001752607
Instrument Date	Jan 19, 2017
Transaction Type	Mortgage
Record Updated	Feb 15, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0001752607
Date	Jan 25, 2017
Instrument	1752607

Lender

Name	BERKSHIRE BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 24, 2037

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	23 KURCHIAN LN, READING, MA 01867-1069
Document Number	0001752606
Instrument Date	Jan 19, 2017
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001752606
Date	Jan 25, 2017
Instrument	1752606

Lender

Name	BERKSHIRE BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2047

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,461.00 (+0.73%)	$1,501,900 (+4.68%) Land $628,000 Building $873,900	$1,626,714 (+9.37%)
2025	$16,341.00 (+0.33%)	$1,434,700 (+3.23%) Land $599,900 Building $834,800	$1,487,415 (+2.27%)
2024	$16,288.00 (+6.87%)	$1,389,800 (+14.8%) Land $581,100 Building $808,700	$1,454,450
2023	$15,241.00	$1,210,600 Land $506,200 Building $704,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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