Contra Costa County property record for 34 Harbor Dr, Bay Point, CA 94565
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,908 sqft · built 1952 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,686 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 098-093-017-6 |
| Primary APN | 098-093-017-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,908 sqft Living Area |
| 1st Floor Area | 1,325 sqft |
| 2nd Floor Area | 583 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1962 |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 34 HARBOR DR |
|---|---|
| City | BAY POINT |
| State | CA |
| Zip | 94565-1415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P1 |
| Legal Description | SHORE ACRES #3 LOT 406 EX MR |
| Legal Subdivision | SHORE ACRES 03 |
| Legal Lot Number | 406 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | ANTIOCH-PITTSBURG |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 314200 |
Source: Contra Costa County records · APN 098-093-017-6
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 34 HARBOR DR, BAY POINT, CA 94565-1415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 20, 2003 |
| Transfer Doc | 0000459214 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 34 HARBOR DR, BAY POINT, CA 94565-1415 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 34 HARBOR DR, BAY POINT, CA 94565-1415 |
| Document Number | 0000025120 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | 2026- 025120 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 1200 ALTMORE AVE # 2-300, SANDY SPRINGS, GA 30342 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $173,909 (+2%) Land $47,522 Building $126,387 | |
| 2025 | $2,686.00 (+6.33%) Homeowner's exemption | $170,500 (+4.04%) Land $46,591 Building $123,909 |
| 2023 | $2,526.00 (+0.64%) Homeowner's exemption | $163,882 Land $44,783 Building $119,099 |
| 2022 | $2,510.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1998–2005) |
| Most Recent Claim | Feb 2005 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
May also be available: Verizon.
Based on FCC filings for 738 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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