Contra Costa County property record for 31 Harbor Dr, Bay Point, CA 94565
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 742 sqft · built 1952 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Jul 2019) |
| Tax Bill | $4,736 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Jul 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 098-094-007-6 |
| Primary APN | 098-094-007-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 742 sqft Living Area |
| 1st Floor Area | 742 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 31 HARBOR DR |
|---|---|
| City | BAY POINT |
| State | CA |
| Zip | 94565-1414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P1 |
| Legal Description | SHORE ACRES #3 LOT 395 LESS M R |
| Legal Subdivision | SHORE ACRES 03 |
| Legal Lot Number | 395 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | ANTIOCH-PITTSBURG |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 314200 |
Source: Contra Costa County records · APN 098-094-007-6
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 HARBOR DR, BAY POINT, CA 94565-1414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 19, 2020 | Deed of Trust, Mortgage · Conventional with PMI NATIONS LNDG |
| Jul 01, 2019 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 19, 2019 | Grant Deed, Transfer OLD REPUBLIC TITLE COMPANY |
| Aug 17, 2018 | Trustee's Deed, Foreclosure PACIFIC COAST TITLE (ORANGE) |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2019 · Amount on Record |
| Deed Sale | Jul 01, 2019 · Amount on Record |
| Prior Sale | Mar 19, 2019 · Amount on Record |
| Deed Document Number | 2019100443 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 31 HARBOR DR, BAY POINT, CA 94565-1414 |
| Document Number | 0000287823 |
| Instrument Date | Nov 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2020 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 31 HARBOR DR BAY POINT CA 945651414, BAY POINT, CA 94565-1414 |
| Document Number | 0000287823 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 287823 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 24, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 01, 2019 |
| Property Address | 31 HARBOR DR, BAY POINT, CA 94565-1414 |
| Document Number | 0000100443 |
| Map Reference | MB 46 PG 10 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 2019-100443 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 31 HARBOR DR, BAY POINT, CA 94565-1414 |
| Document Number | 0000100444 |
|---|---|
| Date | Jul 01, 2019 |
| Instrument | 2019-100444 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Mar 19, 2019 |
| Property Address | 31 HARBOR DR, BAY POINT, CA 94565-1414 |
| Document Number | 0000037384 |
| Map Reference | MB 46 PG 10 |
| Instrument Date | Mar 13, 2019 |
| Instrument | 2019-037384 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1656 OBSERVATION CT, ANTIOCH, CA 94531-9132 |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Aug 17, 2018 |
| Property Address | 31 HARBOR DR, BAY POINT, CA 94565-1414 |
| Document Number | 0000132146 |
| Instrument Date | Aug 06, 2018 |
| Instrument | 132146 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 31, 2018 |
| Title Company | PACIFIC COAST TITLE (ORANGE) |
| Amount | Amount Recorded |
|---|---|
| Tax | $79.37 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7911 WARNER AVE HUNTINGTON BEACH CA 926474707, HUNTINGTON BEACH, CA 92647-4707 |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $362,538 (+2%) Land $223,101 Building $139,437 | |
| 2025 | $4,736.00 (+5.2%) Homeowner's exemption | $355,430 (+4.04%) Land $218,727 Building $136,703 |
| 2023 | $4,502.00 (+0.74%) Homeowner's exemption | $341,631 Land $210,235 Building $131,396 |
| 2022 | $4,469.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1998–2005) |
| Most Recent Claim | Feb 2005 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
May also be available: Verizon.
Based on FCC filings for 738 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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