Monroe County property record for 34 Halfway Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 5,477 sqft · built 2008 |
| Lot Size | 0.388 acres (16,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $3,600,000 (Jun 2010) |
| Tax Bill | $17,379 (2024) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00572221-006300 |
| Primary APN | 00572221-006300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 5,477 sqft Living Area |
| 1st Floor Area | 5,477 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Other |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 16,920 sqft (0.388 acres) |
| Garage Area | 667 sqft |
| Pool Area | 612 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 2,614 sqft |
| Patio Area | 66 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1706426 |
|---|---|
| Old Parcel Number | 12594000572221006300 |
| Street Address | 34 HALFWAY RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 20 LT 34 OR446-1093 GRAYVIK EXTENSION - OCEAN REEF PLAT NO 2 KEY LARGO PB6-28 OR572-158 OR572-157 OR1468-756/58 |
| Legal Range | 40E |
| Legal Township | 59S |
| Legal Section | 12 |
| Legal Subdivision | GRAYVIK EXT O.R. #2 |
| Legal Block | 20 |
| Legal Lot Number | 34 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 972700 |
34 Halfway Rd is owned and occupied by an individual who bought it in June 2010.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 24 DOCKSIDE LN, KEY LARGO, FL 33037-5267 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2010 · Amount on File |
| Deed Sale | Jun 9, 2010 · Amount on File |
| Prior Sale | Nov 15, 2005 · Amount on File |
| Deed Document Number | 1792818 |
| Deed Book / Page | 2469 / 0857 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 34 HALFWAY RD, KEY LARGO, FL 33037-3731 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0029120325 |
|---|---|
| Date | Jun 18, 2018 |
| Book Page | 2912/0325 |
| Instrument | 2173864 |
| Name | BNY MELLON NA |
|---|---|
| Type | Bank |
| Address | BOSTON, MA 02108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,630,815 | $8,157,060 Land $4,379,319 Building $3,777,741 | |
| 2024 | $17,379.00 (+2.29%) | ||
| 2023 | $16,990.00 (+4.75%) Homeowner's exemption | $2,482,206 (+3%) | $7,330,398 (+34.79%) Land $3,796,848 Building $3,533,550 |
| 2022 | $16,220.00 Homeowner's exemption | $2,409,909 | $5,438,501 Land $2,178,873 Building $3,259,628 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 34 Halfway Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 34 Halfway Rd is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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