29 Halfway Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 29 Halfway Rd, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 6,440 sqft · built 2012
Lot Size0.462 acres (20,130 sqft)
OwnerIndividual Name on Record
Last Sale$1,290,000 (Mar 2000)
Tax Bill$39,146 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Flood ZoneZone AE (high risk)
APN00572221-005800

Property Details

APN / Parcel Number

Primary APN00572221-005800
Alternative APNs
  • 12594000572221005800
  • 1706370

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area6,440 sqft Living Area
Gross Area7,200 sqft
1st Floor Area6,440 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2017
Exterior MaterialOther
Foundation TypePile
Roof TypeCathedral/Clerestory
Roof MaterialTile
Lot Area20,130 sqft (0.462 acres)
Garage TypeAttached
Garage Area760 sqft

Exterior Amenities

PorchFlorida Room
Porch Area1,664 sqft
Deck Area1,600 sqft
Patio Area2,200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1706370
Street Address29 HALFWAY RD
CityKEY LARGO
StateFL
Zip33037-3786
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 20 LT 29 GRAYVIK EXTENSION - OCEAN REEF PLAT NO 2 KEY LARGO PB6-28 OR603-856 OR653-640 OR825-1542Q/C OR856-1278 OR1032-1906QC OR1032-1907DC (UNR TRUST ON FILE) OR1605-1347/49T/C OR1605-1350AFF OR1624-193/94Q/C OR1624-195/96Q/C OR1624-197/200 OR162
Legal Range40E
Legal Township59S
Legal Section12
Legal SubdivisionGRAYVIK EXT O.R. #2
Legal Block20
Legal Lot Number29
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3011
Census Tract972700

Owner

Source: Monroe County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6020 W SUBURBAN DR, PINECREST, FL 33156-1921
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 22, 2000 · Amount on Record
Deed SaleMar 22, 2000 · Amount on Record
Prior SaleNov 22, 1999 · Amount on Record
Deed Book / Page1624 / 197
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Recording DateJul 24, 2026
Property Address29 HALFWAY RD, KEY LARGO, FL 33037-3786
Document Number0002553086
Book / Page3393 / 1403
Instrument DateJul 17, 2026
Instrument20262553086
Transaction TypeMortgage
Record UpdatedJul 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address29 HALFWAY RD, KEY LARGO, FL 33037-3786

Mortgage

Document Number0002553086,
DateJul 24, 2026
Book Page3393/1403
Instrument20262553086
Lender
NamePINNACLE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 17, 2056
Interest
Rate6.47%
Max Rate-1%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$39,146.00 (+9.86%)$7,610,701 (+12.89%) Land $4,852,588 Building $2,758,113$7,610,701 (+12.89%) Land $4,852,588 Building $2,758,113
2024$35,634.00 (+6%)
2023$33,617.00 (+27.97%)$6,741,691 (+42.58%) Land $4,207,170 Building $2,534,521$6,741,691 (+42.58%) Land $4,207,170 Building $2,534,521
2022$26,269.00$4,728,196 Land $2,414,342 Building $2,313,854$4,728,196 Land $2,414,342 Building $2,313,854

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 838 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies1,585 units insured
incl. 747 condo units
Nearby Flood Claims78 (2005–2023)
Claims Outside the SFHA1 of 78
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

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