Macon County property record for 34 Gibson Rd, Franklin, NC 28734
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,050 sqft · built 1984 |
| Lot Size | 2.04 acres (88,862 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,000 (Feb 2005) |
| Tax Bill | $708 (2025) |
| Deeds & Mortgages | Dec 2022 Transfer Jun 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7504522187 |
| Primary APN | 7504522187 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,050 sqft Heated Area |
| 1st Floor Area | 2,050 sqft |
| Basement Area | 2,050 sqft |
| Unfinished Basement | 2,050 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 88,862 sqft (2.04 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 500 sqft |
| Patio Area | 500 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 154063 |
|---|---|
| Street Address | 34 GIBSON RD |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-9605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | ON RD 1668 |
| Legal Subdivision | RD 1668 |
| Jurisdiction | MACON NC |
| Township / Civil Division | ELLIJAY |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 970600 |
Source: Macon County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 34 GIBSON RD, FRANKLIN, NC 28734-9605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2022 | Intrafamily Transfer, Transfer |
| Jun 7, 2022 | Deed of Trust, Mortgage · Line of Credit MOUNTAIN CU |
| Mar 24, 2022 | Warranty Deed, Transfer |
| Jul 27, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2005 · Amount on Record |
| Deed Sale | Feb 4, 2005 · Amount on Record |
| Deed Document Number | 20057026 |
| Deed Book / Page | 28 / 1532 |
| Last Transfer Date | Dec 15, 2022 |
| Transfer Doc | 0000H42/28 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Dec 15, 2022 |
| Property Address | 34 GIBSON RD, FRANKLIN, NC 28734-9605 |
| Document Number | 0000H42/28 |
| Book / Page | H-42 / 28 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 2022009445 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 34 GIBSON RD, FRANKLIN, NC 28734-9605 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 34 GIBSON RD, FRANKLIN, NC 28734-9605 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 34 GIBSON RD, FRANKLIN, NC 28734-9605 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Title Company | STEWART TITLE GURANTY, STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 00W41/2245 |
|---|---|
| Date | Jun 7, 2022 |
| Book Page | W-41/2245 |
| Instrument | 2022004433 |
| Name | MOUNTAIN CU |
|---|---|
| Type | Credit Union |
| Address | WAYNESVILLE, NC 28786 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 6, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Mar 24, 2022 |
| Property Address | 34 GIBSON RD, FRANKLIN, NC 28734-9605 |
| Document Number | 00S41/1350 |
| Book / Page | S-41 / 1350 |
| Map Reference | MB W-28 PG 1532-1534 |
| Instrument Date | Mar 22, 2022 |
| Instrument | 2022002313 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34 GIBSON RD, FRANKLIN, NC 28734-9605 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Jul 27, 2018 |
| Property Address | 34 GIBSON RD, FRANKLIN, NC 28734-9605 |
| Document Number | 00S38/0762 |
| Book / Page | S-38 / 0762 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 2018005089 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3910 CARDINAL CT, CRESTONE, CO 81131 |
Source: Macon County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $352,420 (-) Land $45,250 Building $307,170 | $352,420 (-) Land $45,250 Building $307,170 | |
| 2025 | $708.00 (+1.72%) | $352,420 (+0.03%) Land $45,250 Building $307,170 | $352,420 (+0.03%) Land $45,250 Building $307,170 |
| 2023 | $696.00 | $352,320 Land $45,250 Building $307,070 | $352,320 Land $45,250 Building $307,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 11 (2004–2024) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
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