217 Gibson Rd, Franklin, NC 28734 Property Records

Macon County property record for 217 Gibson Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,471 sqft · built 2002
Lot Size	4.95 acres (215,622 sqft)
Owner	Individual Name on Record
Last Sale	$318,900 (Sep 2020)
Tax Bill	$2,085 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jan 2019 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`7504416246`

Property Details

APN / Parcel Number

Primary APN	`7504416246`
Alternative APN	`147644`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,471 sqft Heated Area
1st Floor Area	2,240 sqft
Upper Floors Area	1,231 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Crossed Walls
Lot Area	215,622 sqft (4.95 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	933 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	147644
Street Address	217 GIBSON RD
City	FRANKLIN
State	NC
Zip	28734-9629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	TRACT 4 LEANDER GIBSON PROPERTY
Legal Subdivision	LEANDER GIBSON HEIRS
Legal Tract	4
Jurisdiction	MACON NC
Township / Civil Division	ELLIJAY
Census Block Group	3
Census Block	3021
Census Tract	970600

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	217 GIBSON RD, FRANKLIN, NC 28734-9629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Special Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Jan 11, 2019	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Prior Sale	Jan 11, 2019 · Amount on Record
Deed Document Number	20206585
Deed Book / Page	40 / 1411
Prior Transfer Date	Jan 3, 2019
Prior Transfer Doc	00Z38/1669
Record Updated	Oct 29, 2026

September 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MACON NC
Recording Date	Sep 11, 2020
Property Address	217 GIBSON RD, FRANKLIN, NC 28734-9629
Document Number	00E40/1411
Book / Page	E-40 / 1411
Map Reference	CARD 770
Instrument Date	Aug 13, 2020
Instrument	2020006585
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$638.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3217 DECKER LAKE DR, 3217, SALT LAKE CITY, UT 84119-3284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 GIBSON RD, FRANKLIN, NC 28734-9629

Mortgage

Document Number	00E40/1420
Date	Sep 11, 2020
Book Page	E-40/1420
Instrument	2020006587

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MACON NC
Recording Date	Jan 11, 2019
Property Address	217 GIBSON RD, FRANKLIN, NC 28734-9629
Document Number	00Z38/1669
Book / Page	Z-38 / 1669
Instrument Date	Jan 3, 2019
Instrument	2019000213
Transaction Type	Foreclosure
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Tax	$719.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 DECKER LAKE DR, SALT LAKE CITY, UT 84119-3284
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,085.00	$618,220 (-) Land $65,540 Building $552,680	$618,220 (-) Land $65,540 Building $552,680
2025	$2,085.00 (+0.58%)
2023	$2,073.00	$618,220 Land $65,540 Building $552,680	$618,220 Land $65,540 Building $552,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	11 (2004–2024)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Frontier, Verizon.

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