34 Franklin Ct, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 34 Franklin Ct, Gardner, MA 01440

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.122 acres (5,331 sqft)
Owner	Company Name on Record
Last Sale	$321,000 (Aug 2023)
Tax Bill	$9 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`M:O-25 B:0002 L:0024A`

Property Details

APN / Parcel Number

Primary APN	`M:O-25 B:0002 L:0024A`
Alternative APN	`GARD M:M22 B:4 L:24A`

Interior

Units	3 Units

Exterior

Lot Area	5,331 sqft (0.122 acres)

Location & Zoning

Street Address	34 FRANKLIN CT
City	GARDNER
State	MA
Zip	01440-3952
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Block	4
Legal Lot Number	24A
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1000
Census Tract	707300

Owner

Source: Worcester County and Gardner City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	90 DEBBIE DR, LEOMINSTER, MA 01453-4910
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROWD LENDING FUND
May 2, 2022	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2023 · Amount on Record
Deed Sale	Aug 23, 2023 · Amount on Record
Prior Sale	May 2, 2022 · Amount on Record
Deed Document Number	202369479
Deed Book / Page	69551 / 245
Prior Transfer Date	Apr 25, 2022
Prior Transfer Doc	067522-188
Record Updated	Oct 29, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Aug 23, 2023
Property Address	34 FRANKLIN CT, GARDNER, MA 01440-3952
Document Number	069551-245
Book / Page	69551 / 245
Instrument Date	Aug 18, 2023
Instrument	69479
Transaction Type	Transfer
Record Updated	Jan 8, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 DEBBIE DR, LEOMINSTER, MA 01453-4910

Mortgage

Document Number	0000069480
Date	Aug 23, 2023
Instrument	69480

Lender

Name	CROWD LENDING FUND

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	069553-273
Date	Aug 23, 2023
Book Page	69553/273
Instrument	69609

Lender

Name	ROBIN GODLEWSKI

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	May 2, 2022
Property Address	FRANKLIN CT, GARDNER, MA 01440
Document Number	067522-188
Book / Page	67522 / 188
Instrument Date	Apr 25, 2022
Instrument	47686
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 CANTERBURY DR, SUDBURY, MA 01776-1763

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9.00 (-99%)	$65,800 (+10.03%) Land $65,800
2024	$896.00	$59,800 Land $59,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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