25 Franklin Ct, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 25 Franklin Ct, Gardner, MA 01440

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 6 ba · 4,332 sqft · built 1926
Lot Size	0.135 acres (5,865 sqft)
Owner	Company Name on Record
Last Sale	$450,000 (Oct 2021)
Tax Bill	$7,242 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:N-25 B:0004 L:0062`

Property Details

APN / Parcel Number

Primary APN	`M:N-25 B:0004 L:0062`
Alternative APN	`GARD M:M27 B:24 L:62`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Total Rooms	18 Rooms
Units	6 Units
Stories	3 Stories
Building Area	4,332 sqft Living Area
Gross Area	6,280 sqft
Basement Area	1,444 sqft
Unfinished Basement	1,444 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Other
Exterior Material	Other
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	5,865 sqft (0.135 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	25 FRANKLIN CT
City	GARDNER
State	MA
Zip	01440-3859
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R1
Legal Block	24
Legal Lot Number	62
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1000
Census Tract	707300

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1770 MASSACHUSETTS AVE, CAMBRIDGE, MA 02140-2808
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Prior Sale	Nov 1, 1996 · Amount on Record
Deed Document Number	2021147515
Deed Book / Page	66339 / 350
Record Updated	Oct 29, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Oct 20, 2021
Property Address	25 FRANKLIN CT, GARDNER, MA 01440-3859
Document Number	066339-350
Book / Page	66339 / 350
Instrument Date	Oct 20, 2021
Instrument	147515
Transaction Type	Transfer
Record Updated	Jan 24, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1770 MASSACHUSETTS AVE # 164, 164, CAMBRIDGE, MA 02140-2808
Investor	Possibly a Property Investor

Mortgage

Document Number	0000147516
Date	Oct 20, 2021
Instrument	147516

Lender

Name	RFLF 7 LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$7,242.00 (+10,872.73%)	$525,900 (+14.18%) Land $72,700 Building $453,200
2025	$66.00 (-98.87%)	$460,600 (+18.35%) Land $66,100 Building $394,500
2024	$5,834.00 (+0.78%)	$389,200 (+8.44%) Land $60,100 Building $329,100
2023	$5,789.00	$358,900 Land $59,200 Building $299,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Franklin Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures