34 Flora Ln, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 34 Flora Ln, Scotts Valley, CA 95066

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,758 sqft · built 2003
Lot Size	0.037 acres (1,612 sqft)
Owner	2 Individual Names on File
Last Sale	$745,000 (May 2019)
Tax Bill	$10,252 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`022-791-17`

Property Details

APN / Parcel Number

Primary APN	`022-791-17`
Alternative APN	`022-791-17-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,758 sqft Living Area
Gross Area	2,051 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Townhouse
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	1,612 sqft (0.037 acres)
Garage Type	Attached
Garage Area	293 sqft
Parking Spaces	1 Parking Space
Deck Area	55 sqft
Patio Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	34 FLORA LN
City	SCOTTS VALLEY
State	CA
Zip	95066-4925
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Subdivision	BELTZ-HAVEN TR #2
Legal Lot Number	17
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1023
Census Tract	120902

Owner

34 Flora Ln, a townhouse, is owned and occupied by two individuals who acquired it in August 2021.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	34 FLORA LN, SCOTTS VALLEY, CA 95066-4925
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 13, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE INSURANCE CO
Mar 10, 2021	Intrafamily Transfer, Transfer
Mar 10, 2021	Intrafamily Transfer, Transfer
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage NMSI INC
Feb 18, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
May 29, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS
May 11, 2018	Grant Deed, Transfer UNIVERSITY/CA HM LN PROGRAM CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2019 · Amount on File
Deed Sale	May 29, 2019 · Amount on File
Prior Sale	Mar 4, 2016 · Amount on File
Deed Document Number	201914329
Last Transfer Date	Aug 6, 2021
Transfer Doc	0000042506
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 13, 2021
Property Address	34 FLORA LN, SCOTTS VALLEY, CA 95066-4925
Document Number	0000042506
Map Reference	MB 101 PG 9
Instrument Date	Aug 6, 2021
Instrument	2021-0042506
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	34 FLORA LN, SCOTTS VALLEY, CA 95066-4925

Mortgage

Document Number	0000042507
Date	Aug 13, 2021
Instrument	2021-0042507

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 13, 2021
Property Address	34 FLORA LN, SCOTTS VALLEY, CA 95066-4925
Document Number	0000042508
Map Reference	MB 101 PG 9
Instrument Date	Aug 6, 2021
Instrument	2021-0042508
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	34 FLORA LN, SCOTTS VALLEY, CA 95066-4925

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 10, 2021
Property Address	34 FLORA LN, SCOTTS VALLEY, CA 95066-4925
Document Number	0000014423
Map Reference	MB 101 PG 9
Instrument Date	Mar 5, 2021
Instrument	2021-0014423
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	34 FLORA LN, SCOTTS VALLEY, CA 95066-4925

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 10, 2021
Property Address	34 FLORA LN, SCOTTS VALLEY, CA 95066-4925
Document Number	0000014422
Map Reference	MB 101 PG 9
Instrument Date	Mar 5, 2021
Instrument	2021-0014422
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	34 FLORA LN, SCOTTS VALLEY, CA 95066-4925

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	34 FLORA LN, SCOTTS VALLEY, CA 95066-4925
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 FLORA LN, SCOTTS VALLEY, CA 95066-4925

Mortgage

Document Number	0000048302
Date	Nov 16, 2020
Instrument	2020-0048302

Lender

Name	NMSI INC
Type	Mortgage Company
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	34 FLORA LN, SCOTTS VALLEY, CA 95066-4925
Document Number	0000006459
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	34 FLORA LN SCOTTS VALLEY CA 950664925, SCOTTS VALLEY, CA 95066-4925

Mortgage

Document Number	0000006459
Date	Feb 25, 2020
Instrument	6459

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 29, 2019
Property Address	34 FLORA LN, SCOTTS VALLEY, CA 95066-4925
Document Number	0000014329
Instrument Date	May 8, 2019
Instrument	14329
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$819.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	34 FLORA LN SCOTTS VALLEY CA 950664925, SCOTTS VALLEY, CA 95066-4925

Mortgage

Document Number	14330
Date	May 29, 2019
Instrument	14330

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 28, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 11, 2018
Property Address	34 FLORA LN, SCOTTS VALLEY, CA 95066-4925
Document Number	0000014248
Instrument Date	May 2, 2018
Instrument	14248
Transaction Type	Transfer
Record Updated	Jun 4, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$869.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	34 FLORA LN SCOTTS VALLEY CA 950664925, SCOTTS VALLEY, CA 95066-4925

Mortgage

Document Number	14249
Date	May 11, 2018
Instrument	14249

Lender

Name	UNIVERSITY/CA HM LN PROGRAM CO
Address	OAKLAND, CA 94607-5200

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 34 Flora Ln was $10,252 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Scotts Valley City
Unified School District	Scotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$847,626 (+2%) Land $508,576 Building $339,050
2025	$10,252.00 Homeowner's exemption	$831,006 Land $498,604 Building $332,402
2023	$9,399.00 (+1.9%) Homeowner's exemption	$798,737 Land $479,242 Building $319,495	$797,040
2022	$9,224.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Flora Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Flora Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTTS VALLEY WATER DISTRICT serves 11,197 people · EPA ID CA4410013
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surfnet Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cruzio, T-Mobile, Verizon.

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