Santa Cruz County property record for 32 Flora Ln, Scotts Valley, CA 95066
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,532 sqft · built 2003 |
| Lot Size | 0.037 acres (1,612 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $825,000 (Apr 2021) |
| Tax Bill | $11,027 (2025) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-791-16 |
| Primary APN | 022-791-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,532 sqft Living Area |
| Gross Area | 1,831 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Townhouse |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 1,612 sqft (0.037 acres) |
| Garage Type | Attached |
| Garage Area | 299 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 45 sqft |
| Patio Area | 45 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 32 FLORA LN |
|---|---|
| City | SCOTTS VALLEY |
| State | CA |
| Zip | 95066-4925 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Subdivision | GLEN CANYON TWNHMS TR #1451 |
| Legal Lot Number | 16 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 120902 |
32 Flora Ln, a townhouse, is owned and occupied by two individuals who bought it in April 2021.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 FLORA LN, SCOTTS VALLEY, CA 95066-4925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Apr 2, 2021 | Grant Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Dec 12, 2018 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2021 · Amount on File |
| Deed Sale | Apr 2, 2021 · Amount on File |
| Prior Sale | May 15, 2015 · Amount on File |
| Deed Document Number | 202119163 |
| Prior Transfer Date | Nov 12, 2018 |
| Prior Transfer Doc | 0000036986 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 32 FLORA LN, SCOTTS VALLEY, CA 95066-4925 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 32 FLORA LN, SCOTTS VALLEY, CA 95066-4925 |
| Document Number | 0000018308 |
|---|---|
| Date | Sep 2, 2025 |
| Instrument | 2025-0018308 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 1, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 2, 2021 |
| Property Address | 32 FLORA LN, SCOTTS VALLEY, CA 95066-4925 |
| Document Number | 0000019163 |
| Map Reference | MB 101 PG 9 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 2021-0019163 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $907.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 32 FLORA LN, SANTA CRUZ, CA 95066-4925 |
| Document Number | 0000019164 |
|---|---|
| Date | Apr 2, 2021 |
| Instrument | 2021-0019164 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 12, 2018 |
| Property Address | 32 FLORA LN, SCOTTS VALLEY, CA 95066-4925 |
| Document Number | 0000036986 |
| Instrument Date | Nov 12, 2018 |
| Instrument | 36986 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 32 FLORA LN SCOTTS VALLEY CA 950664925, SCOTTS VALLEY, CA 95066-4925 |
The 2025 property tax bill for 32 Flora Ln was $11,027.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Scotts Valley City |
| Unified School District | Scotts Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $910,866 (+2%) Land $592,063 Building $318,803 | ||
| 2025 | $11,027.00 | $893,006 Land $580,454 Building $312,552 | |
| 2023 | $10,126.00 (+1.87%) | $858,331 Land $557,915 Building $300,416 | $810,180 |
| 2022 | $9,940.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32 Flora Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 Flora Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTTS VALLEY WATER DISTRICT serves 11,197 people · EPA ID CA4410013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Cruzio, T-Mobile, Verizon.
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