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34 Emerson St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 34 Emerson St, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,117 sqft · built 1955
Lot Size0.551 acres (24,002 sqft)
OwnerCompany Name on File
Tax Bill$9,169 (2025)
Deeds & MortgagesNov 2021 Transfer
Nov 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNREAD M:051.0-0000-0018.0

Property Details

APN / Parcel Number

Primary APNREAD M:051.0-0000-0018.0
Alternative APNs
  • M:051.0=0000=0018.0
  • 2070000000110
  • 2070000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,117 sqft Living Area
Gross Area3,356 sqft
1st Floor Area1,224 sqft
Basement Area1,162 sqft
Unfinished Basement837 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1972
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area24,002 sqft (0.551 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number2070000000110
Street Address34 EMERSON ST
CityREADING
StateMA
Zip01867-1022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS20
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group3
Census Block3004
Census Tract334300

Owner

Source: Middlesex County and Reading Town records · APN READ M:051.0-0000-0018.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address34 EMERSON ST, READING, MA 01867-1022
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2021Quit Claim Deed, Transfer
Quitclaim
Nov 01, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateNov 08, 2021
Transfer Doc79118-74
Record UpdatedSep 20, 2026

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateNov 10, 2021
Property Address34 EMERSON ST, READING, MA 01867-1022
Document Number79118-74
Book / Page79118 / 74
Instrument DateNov 08, 2021
Instrument246309
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 EMERSON ST, READING, MA 01867-1022

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address34 EMERSON ST, READING, MA 01867-1022
Document Number73642-177
Instrument DateNov 01, 2019
Transaction TypeMortgage
Record UpdatedDec 05, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 EMERSON ST READING MA 018671022, READING, MA 01867-1022

Mortgage

Document Number73642-177
DateNov 14, 2019
Book Page073642/000177
Instrument177638
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 13, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,169.00 (+1.17%)$805,000 (+4.1%) Land $508,000 Building $297,000$1,073,785 (-17.65%)
2024$9,063.00 (+3.25%)$773,300 (+10.92%) Land $488,000 Building $285,300$1,303,875
2023$8,778.00$697,200 Land $440,000 Building $257,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 200 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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