25 Emerson St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 25 Emerson St, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 4,234 sqft · built 2015
Lot Size0.733 acres (31,938 sqft)
Owner2 Individual Names on File
Last Sale$430,000 (Apr 2015)
Tax Bill$17,472 (2026)
Deeds & MortgagesNov 2020 Refinance
Flood ZoneZone X (minimal risk)
APNREAD M:051.0-0000-0027.0

Property Details

APN / Parcel Number

Primary APNREAD M:051.0-0000-0027.0
Alternative APNs
  • M:051.0=0000=0027.0
  • 2080000000050
  • 2080000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories3 Stories
Building Area4,234 sqft Living Area
Gross Area7,850 sqft
Basement Area1,728 sqft
Unfinished Basement1,728 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area31,938 sqft (0.733 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number2080000000050
Street Address25 EMERSON ST
CityREADING
StateMA
Zip01867-1023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS20
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group3
Census Block3005
Census Tract334300

Owner

25 Emerson St is owned and occupied by two individuals who bought it in April 2015.

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address25 EMERSON ST, READING, MA 01867-1023
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2015 · Amount on File
Deed SaleApr 30, 2015 · Amount on File
Prior SaleApr 17, 2015
Deed Book / Page65296 / 278
Transfer Doc065296-278
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address25 EMERSON ST, READING, MA 01867-1023
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number76067-526
DateNov 3, 2020
Book Page76067/526
Instrument203879
Lender
NameSAVINGS BANK TRUST
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 25 Emerson St was $17,472, up 1.5% from the year before.

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$17,472.00 (+1.52%)$1,594,200 (+5.51%) Land $566,000 Building $1,028,200$1,672,509 (+12.29%)
2025$17,210.00 (+1.18%)$1,511,000 (+4.11%) Land $536,500 Building $974,500$1,489,410 (-18.31%)
2024$17,010.00 (+3.23%)$1,451,400 (+10.9%) Land $515,300 Building $936,100$1,823,145
2023$16,478.00$1,308,800 Land $464,700 Building $844,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Emerson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Emerson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people · EPA ID MA3246000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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