34 Elmhurst Cir, Auburn, NY 13021 Property Records

Cayuga County and Aurelius Town property record for 34 Elmhurst Cir, Auburn, NY 13021

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,076 sqft · built 1973
Lot Size0.234 acres (10,214 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (Sep 2023)
Tax Bill$4,388 (2026)
Deeds & MortgagesJun 2026 Mortgage
Sep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN052089 122.06-1-46

Property Details

APN / Parcel Number

Primary APN052089 122.06-1-46
Alternative APNs
  • 208912200600010460000000
  • 01087050

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,076 sqft Living Area
1st Floor Area2,076 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area10,214 sqft (0.234 acres)
Lot Dimensions135 ft deep x 75.7 ft wide
Patio Area312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01087050
Street Address34 ELMHURST CIR
CityAUBURN
StateNY
Zip13021-8400
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionSM1055-309
Legal Block1
Legal Lot Number46.000
JurisdictionCAYUGA NY
Township / Civil DivisionAURELIUS
Census Block Group2
Census Block2060
Census Tract41202

Owner

34 Elmhurst Cir is owned and occupied by an individual who bought it in September 2023.

Source: Cayuga County and Aurelius Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address34 ELMHURST CIR, AUBURN, NY 13021-8400
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Deed of Trust, Mortgage · FHA Mortgage
EVERETT FINANCIAL INC
Sep 19, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
AMERICU CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2023 · Amount on File
Deed SaleSep 19, 2023 · Amount on File
Prior SaleMay 3, 2001 · Amount on File
Deed Document Number2023224202
Deed Book / Page4396 / 104
Prior Transfer DateNov 26, 2004
Prior Transfer Doc0012010292
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAYUGA NY
Recording DateJun 26, 2026
Property Address34 ELMHURST CIR, AUBURN, NY 13021-8400
Document Number0000244025
Book / Page4751 / 211
Instrument DateJun 22, 2026
Instrument2026244025
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyADVANTAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 ELMHURST CIR, AUBURN, NY 13021-8400

Mortgage

Document Number0000244025,
DateJun 26, 2026
Book Page4751/211
Instrument2026244025
Lender
NameEVERETT FINANCIAL INC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term180 Months
DueJul 1, 2041
Interest
Rate5.85%
Max Rate-1%

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAYUGA NY
Recording DateSep 19, 2023
Property Address34 ELMHURST CIR, AUBURN, NY 13021-8400
Document Number004396/104
Book / Page4396 / 104
Instrument DateSep 18, 2023
Instrument2023-224202
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 STANDART AVE, AUBURN, NY 13021-1540

Mortgage

Document Number2023224203
DateSep 19, 2023
Instrument2023-224203
Lender
NameAMERICU CU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 34 Elmhurst Cir was $4,388, up 24.1% from the year before.

Source: Cayuga County and Aurelius Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCayuga County
County SubdivisionAurelius Town
Unified School DistrictUnion Springs Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,388.00 (+24.06%)
2025$3,537.00 (+6.31%)$146,500 Land $25,000 Building $121,500$197,973 Land $33,784 Building $164,189
2024$3,327.00
2023$146,500 (-) Land $25,000 Building $121,500$162,778 (+11.11%) Land $27,778 Building $135,000
2022$146,500 Land $25,000 Building $121,500$146,500 Land $25,000 Building $121,500
2020$1,624.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Elmhurst Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Elmhurst Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
CBN
Fixed Wireless · not low latency
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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