20 Elmhurst Cir, Auburn, NY 13021 Property Records

Cayuga County and Aurelius Town property record for 20 Elmhurst Cir, Auburn, NY 13021

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,264 sqft · built 1985
Lot Size0.258 acres (11,250 sqft)
Owner2 Individual Names on File
Last Sale$152,337 (Sep 2020)
Tax Bill$4,639 (2026)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN052089 122.06-1-52.2

Property Details

APN / Parcel Number

Primary APN052089 122.06-1-52.2
Alternative APN
  • 208912200600010520020000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,264 sqft Living Area
1st Floor Area872 sqft
2nd Floor Area392 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2015
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area11,250 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchSlab
Porch Area120 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address20 ELMHURST CIR
CityAUBURN
StateNY
Zip13021-8400
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionSURVEY MAP U-86 SMD 980-152 2-4130
Legal Block1
Legal Lot Number52.002
JurisdictionCAYUGA NY
Township / Civil DivisionAURELIUS
Census Block Group2
Census Block2060
Census Tract41202

Owner

20 Elmhurst Cir is owned and occupied by two individuals who bought it in September 2020.

Source: Cayuga County and Aurelius Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address20 ELMHURST CIR, AUBURN, NY 13021-8400
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2020 · Amount on File
Deed SaleSep 25, 2020 · Amount on File
Prior SaleMay 22, 2014 · Amount on File
Deed Document Number2020198277
Deed Book / Page3928 / 321
Record UpdatedOct 29, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAYUGA NY
Recording DateSep 25, 2020
Property Address20 ELMHURST CIR, AUBURN, NY 13021-8400
Document Number0039280321
Book / Page003928 / 000321
Instrument DateSep 14, 2020
Instrument198277
Transaction TypeTransfer
Record UpdatedNov 24, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$609.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address16 FRANCES ST AUBURN NY 130214118, AUBURN, NY 13021-4118

Mortgage

Document Number39280324
DateSep 25, 2020
Book Page003928/000324
Instrument198278
Lender
NamePARAGON HM LNS
TypeFunding / Finance Company
AddressLIVERPOOL, NY 13088
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueSep 24, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 20 Elmhurst Cir was $4,639, up 24.1% from the year before.

Source: Cayuga County and Aurelius Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCayuga County
County SubdivisionAurelius Town
Unified School DistrictUnion Springs Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,639.00 (+24.14%)
2025$3,737.00 (+6.35%)$155,300 Land $25,000 Building $130,300$209,865 Land $33,784 Building $176,081
2024$3,514.00
2023$155,300 Land $25,000 Building $130,300$172,556 Land $27,778 Building $144,778
2020$1,421.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Elmhurst Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Elmhurst Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
CBN
Fixed Wireless · not low latency
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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