34 Echo Ln, Fairhope, AL 36532 Property Records

Baldwin County property record for 34 Echo Ln, Fairhope, AL 36532

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,824 sqft · built 1991
Lot Size	1.17 acres (51,070 sqft)
Owner	Individual Name on Record
Tax Bill	$1,724 (2025)
Deeds & Mortgages	May 2017 Mortgage Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`46-04-19-4-000-009.072`

Property Details

APN / Parcel Number

Primary APN	`46-04-19-4-000-009.072`
Alternative APNs	`235806` `76016`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,824 sqft Heated Area
1st Floor Area	912 sqft
Upper Floors Area	912 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	51,070 sqft (1.17 acres)
Lot Dimensions	117 ft deep x 85.5 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	235806
Street Address	34 ECHO LN
City	FAIRHOPE
State	AL
Zip	36532-1455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	85.50' X 117' IRR LOT 13 UNIT 4 COVERED BRIDGE ESTATES PB12 PG115 IN THE CITY OF FAIRHOPE SEC 19-T6S-R2E (WD/SURV)
Legal Subdivision	COVERED BRIDGE ESTATES
Legal Block	U-4
Legal Lot Number	13
Legal Unit	4
Jurisdiction	BALDWIN AL
Township / Civil Division	FAIRHOPE
Census Block Group	2
Census Block	2039
Census Tract	11202

Owner

Source: Baldwin County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	34 ECHO LN, FAIRHOPE, AL 36532-1455
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
May 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 26, 2019	Deed of Trust, Mortgage · Line of Credit THE FIRST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2005
Deed Sale	Aug 2, 2005
Deed Document Number	2005911781
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	34 ECHO LN, FAIRHOPE, AL 36532-1455
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001634405
Date	May 22, 2017
Instrument	1634405

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2032

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	34 ECHO LN, FAIRHOPE, AL 36532-1455
Document Number	0001751804
Instrument Date	Mar 26, 2019
Transaction Type	Mortgage
Record Updated	Apr 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34 ECHO LN FAIRHOPE AL 365321455, FAIRHOPE, AL 36532-1455

Mortgage

Document Number	0001751804
Date	Apr 2, 2019
Instrument	1751804

Lender

Name	THE FIRST
Address	408 FAIRHOPE AVE, FAIRHOPE, AL 36532-2110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 1, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Fairhope City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,724.00 (-0.63%)	$44,140 (+14.06%) Land $16,380 Building $27,760	$462,400 (+19.48%) Land $169,000 Building $293,400
2023	$1,735.00 (+16.91%) Homeowner's exemption	$38,700 (+16.43%)	$387,000 (+16.5%) Land $161,000 Building $226,000
2022	$1,484.00 (+15.13%) Homeowner's exemption	$33,240	$332,200 Land $148,500 Building $183,700
2021	$1,289.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 115 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	252 units insured incl. 137 condo units
Nearby Flood Claims	129 (1978–2020)
Claims Outside the SFHA	24 of 129
Most Recent Claim	Sep 2020 · tidal / storm surge
Claims by Event	Hurricane Katrina, Aug 2005 · 60 claims Hurricane Ivan, Sep 2004 · 15 claims Hurricane Georges, Sep 1998 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 94% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: C Spire Wireless, T-Mobile.

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