Baldwin County property record for 28 Echo Ln, Fairhope, AL 36532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,806 sqft · built 2017 |
| Lot Size | 1.17 acres (51,070 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,011 (2026) |
| Deeds & Mortgages | Feb 2017 Line of Credit Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-04-19-4-000-009.041 |
| Primary APN | 46-04-19-4-000-009.041 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,806 sqft Heated Area |
| 1st Floor Area | 1,806 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 51,070 sqft (1.17 acres) |
| Lot Dimensions | 116 ft deep x 85 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 240738 |
|---|---|
| Street Address | 28 ECHO LN |
| City | FAIRHOPE |
| State | AL |
| Zip | 36532-1455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 85'X116.99' IRR LOT 20 COVERED BRIDGE ESTATES UNIT 2 SEC 19-6-2 (WD) |
| Legal Range | 02 |
| Legal Township | 06 |
| Legal Section | 19 |
| Legal Subdivision | COVERED BRIDGE ESTATES |
| Legal Block | U-2 |
| Legal Lot Number | 20 |
| Legal Unit | 2 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FAIRHOPE |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 11202 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 28 ECHO LN, FAIRHOPE, AL 36532-1455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 24, 2006 |
| Transfer Doc | 0000991616 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 28 ECHO LN, FAIRHOPE, AL 36532-1455 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001619796 |
|---|---|
| Date | Feb 27, 2017 |
| Instrument | 1619796 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Feb 18, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 28 ECHO LN, FAIRHOPE, AL 36532-1455 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0001611828 |
|---|---|
| Date | Jan 6, 2017 |
| Instrument | 1611828 |
| Name | PNC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2037 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Fairhope City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,011.00 Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $1,011.00 | $26,080 (-) Land $12,000 Building $14,080 | $446,400 (+14.49%) Land $169,000 Building $277,400 |
| 2023 | $1,011.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $26,080 (-22.06%) | $389,900 (+16.56%) Land $161,000 Building $228,900 |
| 2022 | $1,011.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $33,460 | $334,500 Land $148,500 Building $186,000 |
| 2021 | $1,011.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 115 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 252 units insured incl. 137 condo units |
| Nearby Flood Claims | 129 (1978–2020) |
| Claims Outside the SFHA | 24 of 129 |
| Most Recent Claim | Sep 2020 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 94% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: C Spire Wireless, T-Mobile.
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