34 E Main St, Kutztown, PA 19530 Property Records

Berks County property record for 34 E Main St, Kutztown, PA 19530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,142 sqft · built 1910
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual on Record
Last Sale	$135,000 (Aug 2020)
Tax Bill	$1,136 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Feb 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`5443-08-88-9339`

Property Details

APN / Parcel Number

Primary APN	`5443-08-88-9339`
Alternative APNs	`55-5443-08-88-9339` `55003450` `003450`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,142 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Lot Area	3,485 sqft (0.08 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	55003450
Street Address	34 E MAIN ST
City	KUTZTOWN
State	PA
Zip	19530-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	88
Jurisdiction	BERKS PA
Township / Civil Division	KUTZTOWN
Census Block Group	1
Census Block	1062
Census Tract	14000

Owner

Source: Berks County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	34 E MAIN ST, KUTZTOWN, PA 19530-1513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Feb 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage PSE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2020 · Amount on Record
Deed Sale	Aug 20, 2020 · Amount on Record
Prior Sale	Nov 20, 2003 · Amount on Record
Deed Document Number	202028870
Record Updated	Sep 20, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Aug 20, 2020
Property Address	34 E MAIN ST, KUTZTOWN, PA 19530-1513
Document Number	0000028870
Instrument Date	Aug 7, 2020
Instrument	2020028870
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	34 E MAIN ST, KUTZTOWN, PA 19530-1513

Mortgage

Document Number	0000028871
Date	Aug 20, 2020
Instrument	2020028871

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	34 E MAIN ST, KUTZTOWN, PA 19530-1513
Document Number	0000008693
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 E MAIN ST KUTZTOWN PA 195301513, KUTZTOWN, PA 19530-1513

Mortgage

Document Number	0000008693
Date	Mar 10, 2020
Instrument	8693

Lender

Name	PSE CU
Type	Credit Union
Address	HARRISBURG, PA 17106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 9, 2025

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Kutztown Borough
Unified School District	Kutztown Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,136.00 (+7.78%)	$76,200 (-) Land $30,000 Building $46,200	$30,000 (-60.63%) Land $30,000
2024	$1,054.00	$76,200 Land $30,000 Building $46,200
1994			$76,200 Land $30,000 Building $46,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	20 (1979–2020)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KUTZTOWN BOROUGH WATER serves 14,200 people · EPA ID PA3060041
Water Source	Groundwater influenced by surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	2,000 / 200
Borough of Kutztown Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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