31 E Main St, Kutztown, PA 19530 Property Records

Berks County property record for 31 E Main St, Kutztown, PA 19530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,639 sqft · built 1920
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$169,900 (Sep 2022)
Tax Bill	$1,166 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`5443-08-88-7437`

Property Details

APN / Parcel Number

Primary APN	`5443-08-88-7437`
Alternative APNs	`55-5443-08-88-7437` `55003440` `003440`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,639 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,614 sqft (0.06 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	55003440
Street Address	31 E MAIN ST
City	KUTZTOWN
State	PA
Zip	19530-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	88
Jurisdiction	BERKS PA
Township / Civil Division	KUTZTOWN
Census Block Group	1
Census Block	1046
Census Tract	14000

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 E MAIN ST, KUTZTOWN, PA 19530-1527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2022 · Amount on Record
Deed Sale	Sep 30, 2022 · Amount on Record
Prior Sale	Jan 10, 2006 · Amount on Record
Deed Document Number	202238851
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Sep 30, 2022
Property Address	31 E MAIN ST, KUTZTOWN, PA 19530-1527
Document Number	0000038851
Instrument Date	Sep 16, 2022
Instrument	2022038851
Transaction Type	Transfer
Record Updated	Oct 17, 2022
Title Company	WEICHERT CLOSING SERVICES COMPANY, WEICHERT CLOSING SERVICES CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,699.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	31 E MAIN ST, KUTZTOWN, PA 19530-1527

Mortgage

Document Number	0000038852
Date	Sep 30, 2022
Instrument	2022038852

Lender

Name	PENNSYLVANIA STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Kutztown Borough
Unified School District	Kutztown Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,166.00 (+7.76%) Homeowner's exemption	$78,200 (-) Land $27,000 Building $51,200	$27,000 (-65.47%) Land $27,000
2024	$1,082.00	$78,200 Land $27,000 Building $51,200
1994			$78,200 Land $27,000 Building $51,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	20 (1979–2020)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KUTZTOWN BOROUGH WATER serves 14,200 people · EPA ID PA3060041
Water Source	Groundwater influenced by surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	2,000 / 200
Borough of Kutztown Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures